Santa Cruz County, California
Bank branch openings, closings, moves and new owners the FDIC has recorded for Santa Cruz County, and every FDIC-insured bank office the FDIC lists here today.
- Opened
- 1
- Closed
- 0
- Moved
- 0
- New owner
- 6
- Net
- +1
Changes that took effect in the last 12 months, recorded so far: the FDIC often records a change weeks or months late, so these counts can still grow. The bar shows openings (green) against closings (red). Office count from the FDIC office list, read Nov 1, 2026; a branch stays listed until its bank reports the closing. Credit unions are not included (most are federally insured by the NCUA, not the FDIC).
Every entry recorded since 2016
39 entries, newest recorded first.
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Took effect Feb 1 2026New owner
Fifth Third Bank, National Association
WATSONVILLE SQUARE BRANCH
1998 MAIN ST, WATSONVILLE, CA 95076 · now listed under this bank
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Took effect Feb 1 2026New owner
Fifth Third Bank, National Association
SCOTTS VALLEY BRANCH
228 MOUNT HERMON RD, SCOTTS VALLEY, CA 95066 · now listed under this bank
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Took effect Feb 1 2026New owner
Fifth Third Bank, National Association
SANTA CRUZ MAIN BRANCH
25 RIVER ST, SANTA CRUZ, CA 95060 · now listed under this bank
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Took effect Feb 1 2026New owner
Fifth Third Bank, National Association
APTOS-CABRILLO BRANCH
1 RANCHO DEL MAR, APTOS, CA 95003 · now listed under this bank
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Took effect Feb 1 2026New owner
Fifth Third Bank, National Association
CAPITOLA BRANCH
1960 41ST AVE, CAPITOLA, CA 95010 · now listed under this bank
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Took effect Feb 1 2026New owner
Fifth Third Bank, National Association
EAST SANTA CRUZ BRANCH
1237 SOQUEL AVE, SANTA CRUZ, CA 95062 · now listed under this bank
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Took effect Nov 17 2025Opened
Pacific Valley Bank
SANTA CRUZ BRANCH
720 FRONT ST, SANTA CRUZ, CA 95060
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Took effect Jan 17 2025ClosedLate record
Santa Cruz County Bank
1ST CAPITAL BANK - SANTA CRUZ BRANCH
3110 MISSION DR, SANTA CRUZ, CA 95065
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Took effect May 16 2025Closed
Wells Fargo Bank, National Association
SOQUEL BRANCH
1975 SOQUEL DR, SANTA CRUZ, CA 95065
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Took effect Apr 25 2025Closed
Mechanics Bank
CAPITOLA - SANTA CRUZ BRANCH
3555 CLARES ST, CAPITOLA, CA 95010
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Took effect Aug 31 2019MovedLate record
Mechanics Bank
CAPITOLA - SANTA CRUZ BRANCH
3110 A MISSION DRIVE, SANTA CRUZ → 3555 CLARES ST, CAPITOLA, CA 95010
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Took effect Oct 1 2024New owner
Santa Cruz County Bank
1ST CAPITAL BANK - SANTA CRUZ BRANCH
3110 MISSION DR, SANTA CRUZ, CA 95065 · now listed under this bank
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Took effect Oct 6 2023Closed
Citibank, National Association
CAPITOLA BRANCH
1995 41ST AVE, CAPITOLA, CA 95010
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Took effect May 26 2023New owner
U.S. Bank National Association
CAPITOLA BRANCH
601 BAY AVE, CAPITOLA, CA 95010 · now listed under this bank
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Took effect May 26 2023New owner
U.S. Bank National Association
WATSONVILLE BRANCH
655 MAIN ST, WATSONVILLE, CA 95076 · now listed under this bank
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Took effect May 26 2023New owner
U.S. Bank National Association
FELTON BRANCH
6221 GRAHAM HILL RD, FELTON, CA 95018 · now listed under this bank
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Took effect Feb 2 2023New owner
BMO Harris Bank National Association
CAPITOLA BRANCH
3820 CAPITOLA RD, CAPITOLA, CA 95010 · now listed under this bank
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Took effect Feb 2 2023New owner
BMO Harris Bank National Association
SANTA CRUZ BRANCH
1551 PACIFIC AVE, SANTA CRUZ, CA 95060 · now listed under this bank
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Took effect Aug 12 2022New owner
Liberty Bank, National Association
FELTON BRANCH
6230 HIGHWAY 9, FELTON, CA 95018 · now listed under this bank
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Took effect Aug 12 2022New owner
Liberty Bank, National Association
BOULDER CREEK BRANCH
13233 HIGHWAY 9, BOULDER CREEK, CA 95006 · now listed under this bank
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Took effect Jan 26 2022Closed
Wells Fargo Bank, National Association
WATSONVILLE BRANCH
1055 SOUTH GREEN VALLEY ROAD, WATSONVILLE, CA 95076
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Took effect Sep 30 2021Closed
Santa Cruz County Bank
LIGHTHOUSE BRANCH
2020 NORTH PACIFIC AVENUE, SANTA CRUZ, CA 95060
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Took effect Sep 8 2021Opened
U.S. Bank National Association
APTOS CA BRANCH · Limited service - mobile/seasonal
96 RANCHO DEL MAR, APTOS, CA 95003
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Took effect Sep 1 2021Closed
U.S. Bank National Association
SOQUEL SAFEWAY BRANCH · Full service - retail
2720 41ST AVENUE, SOQUEL, CA 95073
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Took effect Jul 15 2021Moved
U.S. Bank National Association
SOQUEL SAFEWAY BRANCH · Full service - retail
2720 41ST AVENUE, SOQUEL → 2720 41ST AVENUE, SOQUEL, CA 95073
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Took effect Sep 8 2020OpenedLate record
1st Capital Bank
1ST CAPITAL BANK - SANTA CRUZ BRANCH
3110 MISSION DRIVE, SANTA CRUZ, CA 95065
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Took effect Jan 2 2021Closed
U.S. Bank National Association
MOUNT HERMON ROAD SAFEWAY BRANCH · Full service - retail
253 MOUNT HERMON ROAD, SCOTTS VALLEY, CA 95066
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Took effect Mar 13 2020Closed
JPMorgan Chase Bank, National Association
MISSION ST AND ALMAR AVE BRANCH
2111 MISSION ST, SANTA CRUZ, CA 95060
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Took effect Oct 18 2019New owner
Santa Cruz County Bank
LIGHTHOUSE BRANCH
2020 NORTH PACIFIC AVENUE, SANTA CRUZ, CA 95060 · now listed under this bank
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Took effect Oct 10 2019Closed
U.S. Bank National Association
APTOS BRANCH
783 RIO DEL MAR BLVD, APTOS, CA 95003
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Took effect Oct 8 2019Closed
U.S. Bank National Association
MISSION & ALMAR SAFEWAY BRANCH · Full service - retail
2203 MISSION STREET, SANTA CRUZ, CA 95060
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Took effect Aug 31 2019New owner
Mechanics Bank
WATONSVILLE BRANCH
1915 MAIN STREET, WATSONVILLE, CA 95076 · now listed under this bank
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Took effect Aug 31 2019New owner
Mechanics Bank
CAPITOLA - SANTA CRUZ BRANCH
3555 CLARES ST, CAPITOLA, CA 95010 · now listed under this bank
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Took effect Jul 18 2016MovedLate record
Rabobank, National Association
CAPITOLA - SANTA CRUZ BRANCH
3110-A MISSION DRIVE, SANTA CRUZ → 3110 A MISSION DRIVE, SANTA CRUZ, CA 95065
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Took effect Jul 23 2018Moved
Comerica Bank
APTOS-CABRILLO BRANCH
30 RANCHO DEL MAR, APTOS → 1 RANCHO DEL MAR, APTOS, CA 95003
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Took effect Nov 28 2017Closed
Bank of America, National Association
MISSION-BAY BRANCH
1640 MISSION STREET, SANTA CRUZ, CA 95060
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Took effect Feb 14 2015ClosedLate record
Bay Commercial Bank
SANTA CRUZ BRANCH · Limited service - loan production
740 FRONT STREET, SUITE 310, SANTA CRUZ, CA 95060
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Took effect Feb 14 2015ClosedLate record
Bay Commercial Bank
LOAN PRODUCTION OFFICE · Limited service - loan production
740 FRONT STREET, SANTA CRUZ, CA 95060
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Took effect Nov 18 2016Closed
Comerica Bank
WEST SANTA CRUZ BRANCH
1901 MISSION STREET, SANTA CRUZ, CA 95060
Listed today, by bank
From the FDIC's list of insured offices, read Nov 1, 2026. Addresses as the FDIC records them; check with the bank for hours.
Fifth Third Bank, National Association 6
- APTOS-CABRILLO BRANCH 1 Rancho Del Mar, Aptos 95003
- CAPITOLA BRANCH 1960 41st Ave, Capitola 95010
- EAST SANTA CRUZ BRANCH 1237 Soquel Ave, Santa Cruz 95062
- SANTA CRUZ MAIN BRANCH 25 River St, Santa Cruz 95060
- SCOTTS VALLEY BRANCH 228 Mount Hermon Rd, Scotts Valley 95066
- WATSONVILLE SQUARE BRANCH 1998 Main St, Watsonville 95076
U.S. Bank National Association 6
- APTOS CA BRANCH 96 Rancho Del Mar, Aptos 95003
- CAPITOLA BRANCH 601 Bay Ave, Capitola 95010
- FELTON BRANCH 6221 Graham Hill Rd, Felton 95018
- WATSONVILLE SAFEWAY 2010 Freedom Blvd, Freedom 95019
- SANTA CRUZ BRANCH 110 Morrissey Blvd, Santa Cruz 95062
- WATSONVILLE BRANCH 655 Main St, Watsonville 95076
Wells Fargo Bank, National Association 6
- APTOS BRANCH 7701 Soquel Dr, Aptos 95003
- FORTY-FIRST AND CAPITOLA BRANCH 1700 41st Ave, Capitola 95010
- SANTA CRUZ BRANCH 74 River St, Santa Cruz 95060
- MT HERMON BRANCH 100 Kings Village Rd, Scotts Valley 95066
- FREEDOM BRANCH 1501 Freedom Blvd, Watsonville 95076
- PAJARO VALLEY BRANCH 326 Main St, Watsonville 95076
Bank of America, National Association 5
- APTOS BRANCH 783 Rio Del Mar Blvd, Aptos 95003
- 41ST AND CAPITOLA BRANCH 4055 Capitola Rd, Capitola 95010
- SANTA CRUZ MAIN BRANCH 104 River St, Santa Cruz 95060
- SCOTTS VALLEY BRANCH 4525 Scotts Valley Dr, Scotts Valley 95066
- WATSONVILLE BRANCH 567 Main St, Watsonville 95076
JPMorgan Chase Bank, National Association 5
- APTOS BRANCH 7851 Soquel Dr, Aptos 95003
- CAPITOLA BRANCH 1990 41st Ave, Capitola 95010
- SANTA CRUZ BRANCH 730 Ocean St, Santa Cruz 95060
- SCOTTS VALLEY BRANCH 247 Mount Hermon Rd, Scotts Valley 95066
- WATSONVILLE BRANCH 630 Main St, Watsonville 95076
West Coast Community Bank 5
- APTOS BRANCH 7775 Soquel Dr, Aptos 95003
- CAPITOLA BRANCH 819 Bay Ave, Capitola 95010
- West Coast Community Bank (main office) 75 River St, Santa Cruz 95060
- SCOTTS VALLEY BRANCH 4604 Scotts Valley Dr, Scotts Valley 95066
- WATSONVILLE BRANCH 595 Auto Center Dr, Watsonville 95076
BMO Bank National Association 2
- CAPITOLA BRANCH 3820 Capitola Rd, Capitola 95010
- SANTA CRUZ BRANCH 1551 Pacific Ave, Santa Cruz 95060
Liberty Bank, National Association 2
- BOULDER CREEK BRANCH 13233 Highway 9, Boulder Creek 95006
- FELTON BRANCH 6230 Highway 9, Felton 95018