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States › California

Santa Cruz County, California

Bank branch openings, closings, moves and new owners the FDIC has recorded for Santa Cruz County, and every FDIC-insured bank office the FDIC lists here today.

39 FDIC-insured bank offices listed today, from 10 banks
Opened
1
Closed
0
Moved
0
New owner
6
Net
+1

Changes that took effect in the last 12 months, recorded so far: the FDIC often records a change weeks or months late, so these counts can still grow. The bar shows openings (green) against closings (red). Office count from the FDIC office list, read Nov 1, 2026; a branch stays listed until its bank reports the closing. Credit unions are not included (most are federally insured by the NCUA, not the FDIC).

Newest records, last 12 months

Show every entry recorded since 2016 (a Folio feature, free during preview) · RSS feed for this county

7 entries that took effect or were recorded in the last 12 months, newest recorded first.

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  1. Took effect Feb 1 2026
    New owner

    Fifth Third Bank, National Association

    WATSONVILLE SQUARE BRANCH

    1998 MAIN ST, WATSONVILLE, CA 95076 · now listed under this bank

    Recorded Feb 19, 2026 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  2. Took effect Feb 1 2026
    New owner

    Fifth Third Bank, National Association

    SCOTTS VALLEY BRANCH

    228 MOUNT HERMON RD, SCOTTS VALLEY, CA 95066 · now listed under this bank

    Recorded Feb 19, 2026 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  3. Took effect Feb 1 2026
    New owner

    Fifth Third Bank, National Association

    SANTA CRUZ MAIN BRANCH

    25 RIVER ST, SANTA CRUZ, CA 95060 · now listed under this bank

    Recorded Feb 19, 2026 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  4. Took effect Feb 1 2026
    New owner

    Fifth Third Bank, National Association

    APTOS-CABRILLO BRANCH

    1 RANCHO DEL MAR, APTOS, CA 95003 · now listed under this bank

    Recorded Feb 19, 2026 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  5. Took effect Feb 1 2026
    New owner

    Fifth Third Bank, National Association

    CAPITOLA BRANCH

    1960 41ST AVE, CAPITOLA, CA 95010 · now listed under this bank

    Recorded Feb 19, 2026 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  6. Took effect Feb 1 2026
    New owner

    Fifth Third Bank, National Association

    EAST SANTA CRUZ BRANCH

    1237 SOQUEL AVE, SANTA CRUZ, CA 95062 · now listed under this bank

    Recorded Feb 19, 2026 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  7. Took effect Nov 17 2025
    Opened

    Pacific Valley Bank

    SANTA CRUZ BRANCH

    720 FRONT ST, SANTA CRUZ, CA 95060

    Recorded Dec 4, 2025 FDIC: Branch Opening Bank on FDIC BankFind

Listed today, by bank

From the FDIC's list of insured offices, read Nov 1, 2026. Addresses as the FDIC records them; check with the bank for hours.

Fifth Third Bank, National Association 6
  • APTOS-CABRILLO BRANCH 1 Rancho Del Mar, Aptos 95003
  • CAPITOLA BRANCH 1960 41st Ave, Capitola 95010
  • EAST SANTA CRUZ BRANCH 1237 Soquel Ave, Santa Cruz 95062
  • SANTA CRUZ MAIN BRANCH 25 River St, Santa Cruz 95060
  • SCOTTS VALLEY BRANCH 228 Mount Hermon Rd, Scotts Valley 95066
  • WATSONVILLE SQUARE BRANCH 1998 Main St, Watsonville 95076
U.S. Bank National Association 6
  • APTOS CA BRANCH 96 Rancho Del Mar, Aptos 95003
  • CAPITOLA BRANCH 601 Bay Ave, Capitola 95010
  • FELTON BRANCH 6221 Graham Hill Rd, Felton 95018
  • WATSONVILLE SAFEWAY 2010 Freedom Blvd, Freedom 95019
  • SANTA CRUZ BRANCH 110 Morrissey Blvd, Santa Cruz 95062
  • WATSONVILLE BRANCH 655 Main St, Watsonville 95076
Wells Fargo Bank, National Association 6
  • APTOS BRANCH 7701 Soquel Dr, Aptos 95003
  • FORTY-FIRST AND CAPITOLA BRANCH 1700 41st Ave, Capitola 95010
  • SANTA CRUZ BRANCH 74 River St, Santa Cruz 95060
  • MT HERMON BRANCH 100 Kings Village Rd, Scotts Valley 95066
  • FREEDOM BRANCH 1501 Freedom Blvd, Watsonville 95076
  • PAJARO VALLEY BRANCH 326 Main St, Watsonville 95076
Bank of America, National Association 5
  • APTOS BRANCH 783 Rio Del Mar Blvd, Aptos 95003
  • 41ST AND CAPITOLA BRANCH 4055 Capitola Rd, Capitola 95010
  • SANTA CRUZ MAIN BRANCH 104 River St, Santa Cruz 95060
  • SCOTTS VALLEY BRANCH 4525 Scotts Valley Dr, Scotts Valley 95066
  • WATSONVILLE BRANCH 567 Main St, Watsonville 95076
JPMorgan Chase Bank, National Association 5
  • APTOS BRANCH 7851 Soquel Dr, Aptos 95003
  • CAPITOLA BRANCH 1990 41st Ave, Capitola 95010
  • SANTA CRUZ BRANCH 730 Ocean St, Santa Cruz 95060
  • SCOTTS VALLEY BRANCH 247 Mount Hermon Rd, Scotts Valley 95066
  • WATSONVILLE BRANCH 630 Main St, Watsonville 95076
West Coast Community Bank 5
  • APTOS BRANCH 7775 Soquel Dr, Aptos 95003
  • CAPITOLA BRANCH 819 Bay Ave, Capitola 95010
  • West Coast Community Bank (main office) 75 River St, Santa Cruz 95060
  • SCOTTS VALLEY BRANCH 4604 Scotts Valley Dr, Scotts Valley 95066
  • WATSONVILLE BRANCH 595 Auto Center Dr, Watsonville 95076
BMO Bank National Association 2
  • CAPITOLA BRANCH 3820 Capitola Rd, Capitola 95010
  • SANTA CRUZ BRANCH 1551 Pacific Ave, Santa Cruz 95060
Liberty Bank, National Association 2
  • BOULDER CREEK BRANCH 13233 Highway 9, Boulder Creek 95006
  • FELTON BRANCH 6230 Highway 9, Felton 95018
Mechanics Bank 1
  • WATONSVILLE BRANCH 1915 Main St, Watsonville 95076
Pacific Valley Bank 1
  • SANTA CRUZ BRANCH 720 Front St, Santa Cruz 95060