How it works
How Branch Atlas is kept
Branch Atlas copies public records from the Federal Deposit Insurance Corporation (FDIC). It adds no reporting, no opinions about any bank and no AI-written text.
Where the entries come from
Twice a day (6:10 and 18:10 Eastern) the site reads the FDIC BankFind Suite's public history data at api.fdic.gov and keeps every branch-level record with one of four change codes:
| Our label | FDIC code and wording |
|---|---|
| Opened | 711 · Branch Opening |
| Closed | 721 · Branch Closing |
| Moved | 520 · Change in Physical Location (FO or BR) (we show the old and new address) |
| New owner | 713 · Branch Acquired in Merger/Consolidation/Failure (we show the bank the FDIC now lists) |
Other FDIC records (branch sales and purchases whose records name only one side, name changes, and changes to a whole bank such as mergers or failures) are not shown. Every entry keeps the FDIC's own wording beside our label and links to the bank's page on FDIC BankFind, so you can check it.
Dates, and how late the records arrive
Took effect is the date the FDIC gives for the change. Recorded is the date the FDIC processed it. The FDIC usually records a change weeks or months after it takes effect, and sometimes more than a year later. Lists on this site put the newest recorded first and include late records; a record that arrived more than 90 days late says so. Counts on the home, state and county pages count changes by the date they took effect, so recent counts grow as late records arrive: they are the changes recorded so far.
| Recorded | Closings | Share |
|---|---|---|
| Within 7 days | 333 | 24% |
| 8 to 30 days | 345 | 25% |
| 31 to 90 days | 289 | 21% |
| 91 days to a year | 308 | 22% |
| More than a year | 106 | 8% |
The site holds every such record the FDIC processed from January 1, 2016; a few of them took effect earlier, the oldest on Mar 20, 1980.
Not advance notice
Before closing a branch, a bank must generally tell the branch's customers by mail no later than 90 days before the closing, and post a notice at the branch for the last 30 days (Section 42 of the Federal Deposit Insurance Act). That notice comes from your bank. This site shows a change only once the FDIC has recorded it, usually afterwards.
Offices listed today
Once a week the site reads the FDIC's list of every insured bank office (about 78,000); the current list was read Nov 1, 2026. A new list replaces the old one only when the whole list was read. Offices include main offices and branches of every kind the FDIC lists, for example full-service branches, limited-service offices and drive-through facilities. Foreign branches of U.S. banks (about 800, with no U.S. county) are left out. A branch stays on the FDIC's list until its bank reports the closing, so a branch that has just closed can still be listed.
Counties
Counties are the Census Bureau's 2024 list (3,222, including Connecticut's planning regions and Puerto Rico's municipios). Each entry is filed under the county the FDIC records for the branch. A moved branch appears under its new county and its old one.
1,166 entries are on no county page, because the county code in the FDIC record is not on the 2024 list:
- 867 entries filed under Connecticut's former counties. Connecticut's nine planning regions replaced its eight counties in the Census list in 2022, and records entered before then carry the old county numbers.
- 254 entries with no county in the FDIC record.
- 45 entries from U.S. territories other than Puerto Rico, or with a county code the Census list does not have.
Recent ones appear on Latest; all of them are in the FDIC's own data.
What is not here
- Credit unions. Most credit unions are federally insured by the NCUA, not the FDIC (NCUA share insurance); a few state-chartered ones carry private insurance instead.
- Opening hours, phone numbers or services. Check with the bank.
- Advice or ratings. A branch closing says nothing about a bank's safety. FDIC deposit insurance covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category, whichever of the bank's branches you use (FDIC: Understanding deposit insurance).
Who runs it
Branch Atlas is an independent site built and run by WeldonPC.com. It is not run by, or affiliated with, the FDIC, any bank or any county government, and it is not Cuyahoga County's "County News Now" newsletter. FDIC data is public U.S. government information; the FDIC does not endorse this site.