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States › New York

Jefferson County, New York

Bank branch openings, closings, moves and new owners the FDIC has recorded for Jefferson County, and every FDIC-insured bank office the FDIC lists here today.

30 FDIC-insured bank offices listed today, from 8 banks
Opened
0
Closed
0
Moved
0
New owner
0
Net
0

Changes that took effect in the last 12 months, recorded so far: the FDIC often records a change weeks or months late, so these counts can still grow. The bar shows openings (green) against closings (red). Office count from the FDIC office list, read Nov 1, 2026; a branch stays listed until its bank reports the closing. Credit unions are not included (most are federally insured by the NCUA, not the FDIC).

Every entry recorded since 2016

Show the last 12 months only · RSS feed for this county

26 entries, newest recorded first.

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  1. Took effect Aug 22 2025
    Closed

    Community Bank, National Association

    BLACK RIVER BRANCH

    28499 ROUTE 3, BLACK RIVER, NY 13612

    Recorded Oct 7, 2025 FDIC: Branch Closing Bank on FDIC BankFind
  2. Took effect Apr 7 2025
    OpenedLate record

    GS&L Municipal Bank

    ALEXANDRIA BAY BRANCH

    15 STATE ROUTE 12, ALEXANDRIA BAY, NY 13607

    Recorded Sep 8, 2025, 5 months after it took effect FDIC: Branch Opening Bank on FDIC BankFind
  3. Took effect Apr 7 2025
    ClosedLate record

    GS&L Municipal Bank

    LA FARGEVILLE BRANCH

    20410 NYS ROUTE 411, LA FARGEVILLE, NY 13656

    Recorded Jul 30, 2025, 4 months after it took effect FDIC: Branch Closing Bank on FDIC BankFind
  4. Took effect Apr 7 2025
    Closed

    Gouverneur Savings and Loan Association

    LAFARGEVILLE BRANCH

    20410 STATE ROUTE 411, LA FARGEVILLE, NY 13656

    Recorded Jun 10, 2025 FDIC: Branch Closing Bank on FDIC BankFind
  5. Took effect Sep 13 2024
    Closed

    Woodforest National Bank

    NY WATERTOWN BRANCH · Full service - retail

    20823 NEW YORK 3, WATERTOWN, NY 13601

    Recorded Sep 18, 2024 FDIC: Branch Closing Bank on FDIC BankFind
  6. Took effect Aug 9 2023
    ClosedLate record

    Armed Forces Bank, National Association

    FORT DRUM BRANCH

    10730 ENDURING FREEDOM DR, FORT DRUM, NY 13602

    Recorded May 17, 2024, 9 months after it took effect FDIC: Branch Closing Bank on FDIC BankFind
  7. Took effect Sep 15 2023
    Closed

    KeyBank National Association

    PLAZA BRANCH

    1308 WASHINGTON ST, WATERTOWN, NY 13601

    Recorded Sep 21, 2023 FDIC: Branch Closing Bank on FDIC BankFind
  8. Took effect Mar 31 2023
    MovedLate record

    Gouverneur Savings and Loan Association

    CHAUMONT BRANCH

    425 MAIN STREET, CHAUMONT → 12084 STATE ROUTE 12E, CHAUMONT, NY 13622

    Recorded Aug 30, 2023, 5 months after it took effect FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  9. Took effect Mar 31 2023
    MovedLate record

    Gouverneur Savings and Loan Association

    LAFARGEVILLE BRANCH

    2040 STATE STREET, LA FARGEVILLE → 20410 STATE ROUTE 411, LA FARGEVILLE, NY 13656

    Recorded Aug 30, 2023, 5 months after it took effect FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  10. Took effect Sep 16 2022
    OpenedLate record

    GS&L Municipal Bank

    CAPE VINCENT BRANCH

    154 E BROADWAY STREET, CAPE VINCENT, NY 13618

    Recorded Jul 31, 2023, 10 months after it took effect FDIC: Branch Opening Bank on FDIC BankFind
  11. Took effect Sep 16 2022
    OpenedLate record

    GS&L Municipal Bank

    LA FARGEVILLE BRANCH

    20410 NYS ROUTE 411, LA FARGEVILLE, NY 13656

    Recorded Jul 31, 2023, 10 months after it took effect FDIC: Branch Opening Bank on FDIC BankFind
  12. Took effect Sep 16 2022
    OpenedLate record

    GS&L Municipal Bank

    CHAUMONT BRANCH

    12084 NYS ROUTE 12E, CHAUMONT, NY 13622

    Recorded Jul 31, 2023, 10 months after it took effect FDIC: Branch Opening Bank on FDIC BankFind
  13. Took effect Sep 16 2022
    New owner

    Gouverneur Savings and Loan Association

    CHAUMONT OFFICE

    425 MAIN STREET, CHAUMONT, NY 13622 · now listed under this bank

    Recorded Sep 22, 2022 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  14. Took effect Sep 16 2022
    New owner

    Gouverneur Savings and Loan Association

    LAFARGEVILLE BRANCH

    2040 STATE STREET, LA FARGEVILLE, NY 13656 · now listed under this bank

    Recorded Sep 22, 2022 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  15. Took effect Sep 16 2022
    New owner

    Gouverneur Savings and Loan Association

    CAPE VINCENT BRANCH

    154 W BROADWAY ST, CAPE VINCENT, NY 13618 · now listed under this bank

    Recorded Sep 22, 2022 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  16. Took effect Jul 23 2021
    ClosedLate record

    KeyBank National Association

    CLAYTON BRANCH

    538 RIVERSIDE DRIVE, CLAYTON, NY 13624

    Recorded May 25, 2022, 10 months after it took effect FDIC: Branch Closing Bank on FDIC BankFind
  17. Took effect Jun 25 2021
    Closed

    KeyBank National Association

    CARTHAGE BRANCH

    302 STATE STREET, CARTHAGE, NY 13619

    Recorded Jun 30, 2021 FDIC: Branch Closing Bank on FDIC BankFind
  18. Took effect Jun 14 2021
    Closed

    Carthage Federal Savings and Loan Association

    CLAYTON LOAN PRODUCTION OFFICE · Limited service - loan production

    325 STATE STREET, CLAYTON, NY 13624

    Recorded Jun 16, 2021 FDIC: Branch Closing Bank on FDIC BankFind
  19. Took effect Apr 12 2021
    New owner

    SEA COMM FEDERAL CREDIT UNION

    WATERTOWN BRANCH

    605 COFFEEN ST, WATERTOWN, NY 13601 · now listed under this bank

    Recorded Jun 14, 2021 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  20. Took effect Jul 24 2020
    Closed

    Manufacturers and Traders Trust Company

    WATERTOWN FINANCIAL CENTER BRANCH

    21877 TOWNE CENTER DRIVE, WATERTOWN, NY 13601

    Recorded Aug 28, 2020 FDIC: Branch Closing Bank on FDIC BankFind
  21. Took effect Aug 26 2019
    Opened

    Armed Forces Bank, National Association

    FORT DRUM BRANCH

    10730 ENDURING FREEDOM DR, FORT DRUM, NY 13602

    Recorded Oct 8, 2019 FDIC: Branch Opening Bank on FDIC BankFind
  22. Took effect May 10 2019
    Closed

    KeyBank National Association

    DEXTER BRANCH

    200 WATER STREET, DEXTER, NY 13634

    Recorded May 22, 2019 FDIC: Branch Closing Bank on FDIC BankFind
  23. Took effect May 25 2018
    Closed

    KeyBank National Association

    ADAMS CENTER BRANCH

    13235 ROUTE 11, ADAMS CENTER, NY 13606

    Recorded Aug 1, 2018 FDIC: Branch Closing Bank on FDIC BankFind
  24. Took effect Oct 8 2016
    New owner

    KeyBank National Association

    EVANS MILLS BRANCH

    8489 SOUTH MAIN STREET, EVANS MILLS, NY 13637 · now listed under this bank

    Recorded Nov 1, 2016 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  25. Took effect Oct 8 2016
    New owner

    KeyBank National Association

    CARTHAGE BRANCH

    302 STATE STREET, CARTHAGE, NY 13619 · now listed under this bank

    Recorded Nov 1, 2016 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  26. Took effect May 20 2016
    Closed

    KeyBank National Association

    MEMORIAL DRIVE BRANCH

    10760 SOUTH MEMORIAL DRIVE, FORT DRUM, NY 13602

    Recorded Jul 28, 2016 FDIC: Branch Closing Bank on FDIC BankFind

Listed today, by bank

From the FDIC's list of insured offices, read Nov 1, 2026. Addresses as the FDIC records them; check with the bank for hours.

Watertown Savings Bank 10
  • ADAMS BRANCH 10729 Us Route 11, Adams 13605
  • ALEXANDRIA BAY BRANCH 4 Market St, Alexandria Bay 13607
  • CHAUMONT BRANCH 12221 Nys Route 12e, Chaumont 13622
  • CLAYTON JAMES ST BRANCH 352 James St, Clayton 13624
  • SACKETS HARBOR BRANCH 100 West Main Street, Sackets Harbor 13685
  • WATERTOWN BRANCH 101 Commerce Park Dr, Watertown 13601
  • Watertown Savings Bank (main office) 111 Clinton St, Watertown 13601
  • WSB MUNICIPAL BANK BRANCH 111 Clinton St, Watertown 13601
  • CLINTON STREET BRANCH 140 Clinton St, Watertown 13601
  • STATE STREET BRANCH 1816 State Street, Watertown 13601
Community Bank, National Association 6
  • ADAMS BRANCH 26 E Church St, Adams 13605
  • ALEXANDRIA BAY BRANCH 45562 Route 12 Thompson Mall, Alexandria Bay 13607
  • WEST CARTHAGE BRANCH 84 Bridge St, Carthage 13619
  • CLAYTON BRANCH 205 State St, Clayton 13624
  • WATERTOWN 1125 ARSENAL ST BRANCH 1125 Arsenal St, Watertown 13601
  • WATERTOWN 216 WASHINGTON ST BRANCH 216 Washington St, Watertown 13601
Carthage Savings and Loan, National Association 3
  • Carthage Savings and Loan, National Association (main office) 313 State St, Carthage 13619
  • CLAYTON BRANCH 325 State St, Clayton 13624
  • WATERTOWN BRANCH 146 Arsenal St, Watertown 13601
GS&L Municipal Bank 3
  • ALEXANDRIA BAY BRANCH 15 State Route 12, Alexandria Bay 13607
  • CAPE VINCENT BRANCH 154 E Broadway Street, Cape Vincent 13618
  • CHAUMONT BRANCH 12084 Nys Route 12e, Chaumont 13622
Gouverneur Savings and Loan Association 3
  • ALEXANDRIA BAY BRANCH 15 Nys Route 12, Alexandria Bay 13607
  • CAPE VINCENT BRANCH 154 E Broadway St, Cape Vincent 13618
  • CHAUMONT BRANCH 12084 State Route 12e, Chaumont 13622
KeyBank National Association 3
  • EVANS MILLS BRANCH 8489 S Main St, Evans Mills 13637
  • WATERTOWN MAIN BRANCH 200 Washington St, Watertown 13601
  • ARSENAL STREET BRANCH 20974 State Route 3, Watertown 13601
The Upstate National Bank 1
  • PHILADELPHIA BRANCH 77 Main Street, Philadelphia 13673
WSB Municipal Bank 1
  • WSB Municipal Bank (main office) 111 Clinton St, Watertown 13601