States › Minnesota

Stearns County, Minnesota

Bank branch openings, closings, moves and new owners the FDIC has recorded for Stearns County, and every FDIC-insured bank office the FDIC lists here today.

48 FDIC-insured bank offices listed today, from 29 banks

Opened: 1
Closed: 0
Moved: 0
New owner: 0
Net: +1

Changes that took effect in the last 12 months, recorded so far: the FDIC often records a change weeks or months late, so these counts can still grow. The bar shows openings (green) against closings (red). Office count from the FDIC office list, read Nov 1, 2026; a branch stays listed until its bank reports the closing. Credit unions are not included (most are federally insured by the NCUA, not the FDIC).

Every entry recorded since 2016

Show the last 12 months only · RSS feed for this county

36 entries, newest recorded first.

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Took effect Jun 29 2026

Opened

Stearns Bank National Association

HOLDINGFORD BRANCH

580 MAIN ST, HOLDINGFORD, MN 56340

Recorded Jul 16, 2026 FDIC: Branch Opening Bank on FDIC BankFind
Took effect Jul 31 2025

Closed

Kensington Bank

ELROSA BRANCH

201 MAIN ST, ELROSA, MN 56325

Recorded Aug 18, 2025 FDIC: Branch Closing Bank on FDIC BankFind
Took effect May 1 2025

New owner

Old National Bank

ST CLOUD WEST BRANCH

4150 2ND ST S, SAINT CLOUD, MN 56301 · now listed under this bank

Recorded Jun 11, 2025 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect May 1 2025

New owner

Old National Bank

SAINT CLOUD BRANCH

400 2ND ST S, SAINT CLOUD, MN 56301 · now listed under this bank

Recorded Jun 11, 2025 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Dec 10 2024

MovedLate record

Liberty Bank Minnesota

WESTWOOD BRANCH

5803 RIDGEWOOD RD, ST CLOUD → 5803 RIDGEWOOD RD, SAINT CLOUD, MN 56303

Recorded Mar 24, 2025, 3 months after it took effect FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
Took effect Jan 1 2025

New owner

Pine Country Bank

SAUK CENTRE BRANCH

423 MAIN ST S, SAUK CENTRE, MN 56378 · now listed under this bank

Recorded Jan 15, 2025 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Jul 14 2023

ClosedLate record

Kensington Bank

ST. CLOUD BRANCH

501 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301

Recorded Aug 22, 2024, 13 months after it took effect FDIC: Branch Closing Bank on FDIC BankFind
Took effect Oct 10 2023

Closed

Freeport State Bank

DETACHED FACILITY · Limited service - drive thru/detached facility

601 MAIN STREET, NEW MUNICH, MN 56356

Recorded Oct 10, 2023 FDIC: Branch Closing Bank on FDIC BankFind
Took effect Jul 17 2023

Moved

Bremer Bank, National Association

SAINT CLOUD BRANCH

1100 W SAINT GERMAIN ST, SAINT CLOUD → 400 2ND ST S, SAINT CLOUD, MN 56301

Recorded Aug 2, 2023 FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
Took effect Jun 30 2022

MovedLate record

Bremer Bank, National Association

SAINT CLOUD BRANCH

1100 ST. GERMAIN STREET, SAINT CLOUD → 400 2ND ST S, SAINT CLOUD, MN 56301

Recorded Jul 31, 2023, 13 months after it took effect FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
Took effect Jul 17 2023

Opened

Kensington Bank

SARTELL MN BRANCH

809 10TH AVE N, SARTELL, MN 56377

Recorded Jul 18, 2023 FDIC: Branch Opening Bank on FDIC BankFind
Took effect Jul 12 2023

Closed

Wells Fargo Bank, National Association

SAINT CLOUD WESTWOOD BRANCH

305 33RD AVE N, SAINT CLOUD, MN 56303

Recorded Jul 14, 2023 FDIC: Branch Closing Bank on FDIC BankFind
Took effect Dec 6 2022

OpenedLate record

JPMorgan Chase Bank, National Association

HWY 23 AND 5TH AVE S BRANCH

211 5TH AVE S, SAINT CLOUD, MN 56301

Recorded Mar 29, 2023, 4 months after it took effect FDIC: Branch Opening Bank on FDIC BankFind
Took effect Feb 2 2023

New owner

BMO Harris Bank National Association

PAYNESVILLE BRANCH

201 WEST JAMES STREET, PAYNESVILLE, MN 56362 · now listed under this bank

Recorded Mar 27, 2023 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Mar 18 2022

Closed

West Bank

ST. CLOUD BRANCH

622 ROOSEVELT ROAD SUITE 150, SAINT CLOUD, MN 56301

Recorded Apr 1, 2022 FDIC: Branch Closing Bank on FDIC BankFind
Took effect Mar 21 2022

Opened

West Bank

WEST BANK - SARTELL BRANCH

1800 BELLIN DRIVE, SARTELL, MN 56377

Recorded Mar 24, 2022 FDIC: Branch Opening Bank on FDIC BankFind
Took effect Aug 25 2021

Closed

Liberty Bank Minnesota

ST CLOUD BRANCH

3299 ROOSEVELT ROAD, SAINT CLOUD, MN 56301

Recorded Oct 1, 2021 FDIC: Branch Closing Bank on FDIC BankFind
Took effect Jun 9 2021

New owner

The Huntington National Bank

SAINT CLOUD WESAINT BRANCH

200 25TH AVE S, SAINT CLOUD, MN 56301 · now listed under this bank

Recorded Jul 29, 2021 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Jan 2 2021

Closed

U.S. Bank National Association

MELROSE BRANCH

220 EAST KRAFT DRIVE, MELROSE, MN 56352

Recorded Feb 12, 2021 FDIC: Branch Closing Bank on FDIC BankFind
Took effect Aug 25 2020

Opened

Gate City Bank

WAITE PARK BRANCH

113 WAITE AVE. S, WAITE PARK, MN 56387

Recorded Sep 26, 2020 FDIC: Branch Opening Bank on FDIC BankFind
Took effect Jul 17 2019

Closed

Wells Fargo Bank, National Association

SARTELL BRANCH

809 10TH AVENUE N, SARTELL, MN 56377

Recorded Sep 10, 2019 FDIC: Branch Closing Bank on FDIC BankFind
Took effect Jan 1 2019

ClosedLate record

Bremer Bank, National Association

BREMER TRUST, NATIONAL ASSOCIATION BRANCH

4150 2ND ST S, SAINT CLOUD, MN 56301

Recorded Aug 8, 2019, 7 months after it took effect FDIC: Branch Closing Bank on FDIC BankFind
Took effect Jul 1 2019

New owner

SPIRE CREDIT UNION

ENERGY SERVICES FEDERAL CREDIT UNION BR

3515 3RD STREET NORTH, SAINT CLOUD, MN 56301 · now listed under this bank

Recorded Jul 9, 2019 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect May 7 2019

Opened

West Bank

ST. CLOUD BRANCH

622 ROOSEVELT ROAD SUITE 150, SAINT CLOUD, MN 56301

Recorded May 8, 2019 FDIC: Branch Opening Bank on FDIC BankFind
Took effect Dec 31 2018

Closed

TCF National Bank

ST. CLOUD EAST CASHWISE BRANCH · Full service - retail

1001 FOURTH STREET SOUTHEAST, ST. CLOUD, MN 56304

Recorded Jan 29, 2019 FDIC: Branch Closing Bank on FDIC BankFind
Took effect Dec 1 2018

New owner

Kensington Bank

ELROSA BRANCH

201 MAIN STREET, ELROSA, MN 56325 · now listed under this bank

Recorded Jan 11, 2019 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Dec 1 2018

New owner

Kensington Bank

BELGRADE OFFICE

321 WASHBURN AVENUE, BELGRADE, MN 56312 · now listed under this bank

Recorded Jan 11, 2019 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Jan 1 2019

New owner

Bremer Bank, National Association

BREMER TRUST, NATIONAL ASSOCIATION BRANCH

4150 2ND ST S, SAINT CLOUD, MN 56301 · now listed under this bank

Recorded Jan 7, 2019 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Sep 14 2018

Opened

Kensington Bank

ST. CLOUD BRANCH

501 WEST ST. GERMAIN STREET, SAINT CLOUD, MN 56301

Recorded Oct 3, 2018 FDIC: Branch Opening Bank on FDIC BankFind
Took effect Jul 1 2017

ClosedLate record

Minnesota National Bank

COBORNS BRANCH · Full service - retail

214 12TH STREET, SAUK CENTRE, MN 56378

Recorded Aug 25, 2018, 14 months after it took effect FDIC: Branch Closing Bank on FDIC BankFind
Took effect Jun 25 2018

New owner

Falcon National Bank

RICHMOND BRANCH

22 CENTRAL AVENUE SOUTH, RICHMOND, MN 56368 · now listed under this bank

Recorded Jul 3, 2018 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Apr 28 2018

New owner

Deerwood Bank

SARTELL BRANCH

2351 CONNECTICUT AVE. S, SUITE 100, SARTELL, MN 56377 · now listed under this bank

Recorded Jun 25, 2018 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Aug 11 2017

New owner

American Heritage National Bank

AVON BR

104 AVON AVE NORTH, AVON, MN 56310 · now listed under this bank

Recorded Oct 5, 2017 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
Took effect Aug 15 2016

Closed

TCF National Bank

SCSU ATWOOD CENTER BRANCH

720 4TH AVENUE SOUTH, ST. CLOUD, MN 56301

Recorded Aug 30, 2016 FDIC: Branch Closing Bank on FDIC BankFind
Took effect Apr 29 2016

Closed

Granite Community Bank

ROCKVILLE BRANCH · Limited service - drive thru/detached facility

450 BROADWAY STREET, ROCKVILLE, MN 56369

Recorded Jul 22, 2016 FDIC: Branch Closing Bank on FDIC BankFind
Took effect Jan 13 2016

New owner

Perennial Bank

PAYNESVILLE BR

125 EAST JAMES STREET, PAYNESVILLE, MN 56362 · now listed under this bank

Recorded Mar 9, 2016 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind

Listed today, by bank

From the FDIC's list of insured offices, read Nov 1, 2026. Addresses as the FDIC records them; check with the bank for hours.

Liberty Bank Minnesota 4

Liberty Bank Minnesota (main office) 2842 2nd St S, Saint Cloud 56301
WESTWOOD BRANCH 5803 Ridgewood Rd, Saint Cloud 56303
SARTELL BRANCH 198 Pine Cone Rd, Sartell 56377
WAITE PARK BRANCH 818 2nd St S, Waite Park 56387