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States › Michigan

Saginaw County, Michigan

Bank branch openings, closings, moves and new owners the FDIC has recorded for Saginaw County, and every FDIC-insured bank office the FDIC lists here today.

31 FDIC-insured bank offices listed today, from 10 banks
Opened
0
Closed
2
Moved
0
New owner
0
Net
-2

Changes that took effect in the last 12 months, recorded so far: the FDIC often records a change weeks or months late, so these counts can still grow. The bar shows openings (green) against closings (red). Office count from the FDIC office list, read Nov 1, 2026; a branch stays listed until its bank reports the closing. Credit unions are not included (most are federally insured by the NCUA, not the FDIC).

Newest records, last 12 months

Show every entry recorded since 2016 (a Folio feature, free during preview) · RSS feed for this county

5 entries that took effect or were recorded in the last 12 months, newest recorded first.

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  1. Took effect Aug 28 2026
    Closed

    The Huntington National Bank

    FREELAND BRANCH

    230 N MAIN ST, FREELAND, MI 48623

    Recorded Oct 7, 2026 FDIC: Branch Closing Bank on FDIC BankFind
  2. Took effect Jan 28 2026
    Closed

    Citizens Bank, National Association

    CHESANING

    100 W BROAD ST, CHESANING, MI 48616

    Recorded Mar 28, 2026 FDIC: Branch Closing Bank on FDIC BankFind
  3. Took effect Aug 1 2025
    New ownerLate record

    ELGA CREDIT UNION

    MID-MICHIGAN FAMILY CU BRANCH

    916 RUST AVE, SAGINAW, MI 48601 · now listed under this bank

    Recorded Mar 13, 2026, 7 months after it took effect FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  4. Took effect Jan 1 2010
    New ownerLate record

    COPOCO CREDIT UNION

    MID-MICHIGAN FAMILY CU BRANCH

    916 RUST AVE, SAGINAW, MI 48601 · now listed under this bank

    Recorded Mar 5, 2026, 16 years after it took effect FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  5. Took effect Oct 31 2025
    Closed

    Mercantile Bank

    SAGINAW BRANCH · Limited service - drive thru/detached facility

    5444 STATE STREET, SAGINAW, MI 48603

    Recorded Nov 5, 2025 FDIC: Branch Closing Bank on FDIC BankFind

Listed today, by bank

From the FDIC's list of insured offices, read Nov 1, 2026. Addresses as the FDIC records them; check with the bank for hours.

The Huntington National Bank 6
  • FRANKENMUTH BRANCH 525 N Main St, Frankenmuth 48734
  • SAGINAW OLD TOWN 100 S Michigan Ave, Saginaw 48602
  • ATWATER BRANCH 1115 S Washington Ave, Saginaw 48601
  • SHIELDS BRANCH 160 S River Rd, Saginaw 48609
  • BAY SHATTUCK BRANCH 3061 Bay Rd, Saginaw 48603
  • SAGINAW/STATE BRANCH 4815 State St, Saginaw 48603
ChoiceOne Bank 5
  • BIRCH RUN BRANCH 8412 Main St, Birch Run 48415
  • CHESANING TOWNSHIP BRANCH 12771 Brady Rd, Chesaning 48616
  • SAGINAW BRANCH 218 S Washington Ave, Saginaw 48607
  • THOMAS TWP. BRANCH 7590 Gratiot Rd, Saginaw 48609
  • COMMUNITY STATE BRANCH 207 S Saginaw St, Saint Charles 48655
Isabella Bank 5
  • FREELAND BRANCH 399 S Main St, Freeland 48623
  • HEMLOCK OFFICE 16490 Gratiot Rd, Hemlock 48626
  • SAGINAW DOWNTOWN BRANCH 203 E Genesee Ave, Saginaw 48607
  • SAGINAW BAY ROAD BRANCH 4975 Bay Rd, Saginaw 48604
  • SAGINAW STATE STREET BRANCH 5705 State St, Saginaw 48603
Independent Bank 3
  • SAGINAW CENTER BRANCH 1445 N. Center, Saginaw 48638
  • SAGINAW STATE ST BRANCH 3601 State St, Saginaw 48602
  • FASHION SQUARE MALL BRANCH 4850 Bay Rd, Saginaw 48604
JPMorgan Chase Bank, National Association 3
  • BROCKWAY-CENTER BRANCH 1440 N Center Rd, Saginaw 48638
  • BAY MCCARTY BRANCH 4144 Bay Rd, Saginaw 48603
  • COURT STREET SAGINAW BRANCH 821 Court St, Saginaw 48602
PNC Bank, National Association 3
  • FRANKENMUTH MAIN BRANCH 201 S Main St, Frankenmuth 48734
  • TOWNE CENTRE BRANCH 2322 Tittabawassee Rd, Saginaw 48604
  • GRATIOT ROAD BRANCH 5270 Gratiot Rd, Saginaw 48638
1st State Bank 2
  • 1st State Bank (main office) 4800 Fashion Square Blvd, Saginaw 48604
  • STATE STREET BRANCH 5424 State St, Saginaw 48603
Mercantile Bank 2
  • MERRILL BRANCH 125 W Saginaw St, Merrill 48637
  • SAINT CHARLES BRANCH 102 Pine St, St. Charles 48655
Fifth Third Bank, National Association 1
  • TITTABAWASSEE ROAD BANKING CENTER BRANCH 3390 Tittabawassee Rd, Saginaw 48604
Thumb Bank and Trust 1
  • FSB BRANCH 185 E Washington, Freeland 48623