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States › Florida

Walton County, Florida

Bank branch openings, closings, moves and new owners the FDIC has recorded for Walton County, and every FDIC-insured bank office the FDIC lists here today.

41 FDIC-insured bank offices listed today, from 21 banks
Opened
0
Closed
0
Moved
0
New owner
1
Net
0

Changes that took effect in the last 12 months, recorded so far: the FDIC often records a change weeks or months late, so these counts can still grow. The bar shows openings (green) against closings (red). Office count from the FDIC office list, read Nov 1, 2026; a branch stays listed until its bank reports the closing. Credit unions are not included (most are federally insured by the NCUA, not the FDIC).

Every entry recorded since 2016

Show the last 12 months only · RSS feed for this county

37 entries, newest recorded first.

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  1. Took effect Feb 1 2026
    New owner

    The Huntington National Bank

    DESTIN BRANCH

    13331 EMERALD COAST PKWY W, MIRAMAR BEACH, FL 32550 · now listed under this bank

    Recorded Feb 25, 2026 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  2. Took effect Apr 1 2025
    New owner

    Renasant Bank

    FREEPORT BRANCH

    16542 US HIGHWAY 331 S, FREEPORT, FL 32439 · now listed under this bank

    Recorded Apr 8, 2025 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  3. Took effect Apr 1 2025
    New owner

    Renasant Bank

    MIRAMAR BEACH BRANCH

    9461 EMERALD COAST PKWY W, MIRAMAR BEACH, FL 32550 · now listed under this bank

    Recorded Apr 8, 2025 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  4. Took effect Aug 21 2024
    Opened

    Gulf Coast Bank and Trust Company

    MIRAMAR BRANCH

    50 SOUTH HOLIDAY ROAD, MIRAMAR, FL 32550

    Recorded Aug 30, 2024 FDIC: Branch Opening Bank on FDIC BankFind
  5. Took effect Apr 22 2024
    Opened

    First Security Bank

    SANTA ROSA BEACH BRANCH

    151 EAST COUNTY HIGHWAY 30A, SANTA ROSA BEACH, FL 32459

    Recorded May 11, 2024 FDIC: Branch Opening Bank on FDIC BankFind
  6. Took effect Mar 27 2024
    Moved

    Regions Bank

    ROSEMARY BEACH BRANCH

    34 N BARRETT SQ, ROSEMARY BEACH → 34 N BARRETT SQUARE, PANAMA CITY BEACH, FL 32461

    Recorded Apr 2, 2024 FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  7. Took effect Jul 21 2022
    OpenedLate record

    Capital City Bank

    DUNE LAKES BRANCH · Limited service - administrative

    116 MC DAVIS BLVD SUITE 300, SANTA ROSA BEACH, FL 32459

    Recorded Jul 31, 2023, 12 months after it took effect FDIC: Branch Opening Bank on FDIC BankFind
  8. Took effect Jun 22 2023
    Opened

    First National Bank of Decatur County

    MIRAMAR BEACH BRANCH

    91 SCENIC GULF DR, MIRAMAR BEACH, FL 32550

    Recorded Jul 8, 2023 FDIC: Branch Opening Bank on FDIC BankFind
  9. Took effect Feb 2 2023
    Opened

    Capital City Bank

    WATERSOUND ORIGINS OFFICE BRANCH

    11275 U.S. HIGHWAY 98 E, INLET BEACH, FL 32461

    Recorded Mar 23, 2023 FDIC: Branch Opening Bank on FDIC BankFind
  10. Took effect Jan 3 2023
    New owner

    United Community Bank

    INLET BEACH BRANCH

    12805 US HIGHWAY 98 E, INLET BEACH, FL 32461 · now listed under this bank

    Recorded Jan 20, 2023 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  11. Took effect Jan 3 2023
    New owner

    United Community Bank

    SANTA ROSA BEACH BRANCH

    3063 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459 · now listed under this bank

    Recorded Jan 20, 2023 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  12. Took effect Jun 23 2022
    Opened

    CCB Community Bank

    DEFUNIAK SPRINGS BRANCH

    732 BALDWIN AVENUE, DEFUNIAK SPRINGS, FL 32435

    Recorded Jun 30, 2022 FDIC: Branch Opening Bank on FDIC BankFind
  13. Took effect Nov 3 2020
    MovedLate record

    Progress Bank and Trust

    SANTA ROSA BEACH BRANCH

    , → 3063 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459

    Recorded Jun 28, 2022, 20 months after it took effect FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  14. Took effect Jun 6 2022
    Moved

    BankPlus

    MIRAMAR BEACH BRANCH

    495 GRAND BOULEVARD, SUITE 270, MIRAMAR BEACH → 655 GRAND BOULEVARD, MIRAMAR, FL 32550

    Recorded Jun 8, 2022 FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  15. Took effect Mar 1 2022
    New owner

    BankPlus

    MIRAMAR BEACH

    495 GRAND BOULEVARD, SUITE 270, MIRAMAR BEACH, FL 32550 · now listed under this bank

    Recorded Mar 22, 2022 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  16. Took effect Jun 25 2021
    Closed

    Regions Bank

    SANDESTIN SCENIC GULF DR BRANCH

    91 SCENIC GULF DRIVE, DESTIN, FL 32550

    Recorded Jul 30, 2021 FDIC: Branch Closing Bank on FDIC BankFind
  17. Took effect Jun 16 2021
    Moved

    Truist Bank

    DEFUNIAK SPRINGS BRANCH

    1104 US HIGHWAY 331 S, DEFUNIAK SPRINGS → 1104 US HIGHWAY 331 S, DEFUNIAK SPRINGS, FL 32433

    Recorded Jun 28, 2021 FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  18. Took effect Nov 3 2020
    Opened

    Progress Bank and Trust

    SANTA ROSA BEACH BRANCH

    3063 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459

    Recorded Dec 4, 2020 FDIC: Branch Opening Bank on FDIC BankFind
  19. Took effect Nov 23 2020
    Moved

    Centennial Bank

    SANTA ROSA BEACH BRANCH

    1598 SOUTH COUNTY HIGHWAY 393 SUITE 106, SANTA ROSA BEACH → 321 SOUTH COUNTY HWY 393, SANTA ROSA BEACH, FL 32459

    Recorded Dec 1, 2020 FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  20. Took effect Oct 31 2019
    MovedLate record

    The First, A National Banking Association

    DESTIN EAST BRANCH

    9461 EMERALD COAST PARKWAY, DESTIN → 9461 EMERALD COAST PKWY W, MIRAMAR BEACH, FL 32550

    Recorded Jul 28, 2020, 9 months after it took effect FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  21. Took effect Apr 20 2020
    Moved

    Progress Bank and Trust

    INLET BEACH BRANCH

    12805 US HIGHWAY 98 E, BUILDING A, INLET BEACH → 12805 US HIGHWAY 98 E, INLET BEACH, FL 32461

    Recorded Apr 20, 2020 FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  22. Took effect Mar 9 2020
    Moved

    Hancock Whitney Bank

    SANTA ROSA BRANCH

    3063 US HIGHWAY 98 WEST, SANTA ROSA BEACH → 111 N COUNTY HIGHWAY 393, SANTA ROSA BEACH, FL 32459

    Recorded Apr 14, 2020 FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  23. Took effect Dec 7 2019
    New owner

    Truist Bank

    WATERCOLOR BRANCH

    49 WATERCOLOR WAY, SANTA ROSA BEACH, FL 32459 · now listed under this bank

    Recorded Dec 11, 2019 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  24. Took effect Dec 7 2019
    New owner

    Truist Bank

    DEFUNIAK SPRINGS BRANCH

    1104 US HIGHWAY 331 S, DEFUNIAK SPRINGS, FL 32435 · now listed under this bank

    Recorded Dec 11, 2019 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  25. Took effect Oct 28 2019
    Opened

    Renasant Bank

    SANTA ROSA BEACH LPO BRANCH · Limited service - loan production

    1727 S COUNTY HIGHWAY 393, SANTA ROSA BEACH, FL 32459

    Recorded Dec 11, 2019 FDIC: Branch Opening Bank on FDIC BankFind
  26. Took effect Oct 31 2019
    New owner

    The First, A National Banking Association

    DESTIN EAST BRANCH

    9461 EMERALD COAST PKWY W, MIRAMAR BEACH, FL 32550 · now listed under this bank

    Recorded Nov 5, 2019 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  27. Took effect Oct 31 2019
    New owner

    The First, A National Banking Association

    FREEPORT BRANCH

    16542 US HIGHWAY 331 SOUTH, FREEPORT, FL 32439 · now listed under this bank

    Recorded Nov 5, 2019 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  28. Took effect Dec 31 2018
    Moved

    SunTrust Bank

    WATERCOLOR BRANCH

    49 WATER COLOR WAY, SANTA ROSA BEACH → 49 WATERCOLOR WAY, SANTA ROSA BEACH, FL 32459

    Recorded Mar 14, 2019 FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  29. Took effect Feb 15 2017
    OpenedLate record

    First Bank and Trust

    MIRAMAR BEACH

    495 GRAND BOULEVARD, SUITE 270, MIRAMAR BEACH, FL 32550

    Recorded Jul 20, 2018, 17 months after it took effect FDIC: Branch Opening Bank on FDIC BankFind
  30. Took effect Apr 30 2018
    Opened

    Bank of England

    BANK OF ENGLAND MORTGAGE · Limited service - loan production

    5410 E COUNTY HWY 30-A, SUITE 203, SANTA ROSA BEACH, FL 32459

    Recorded May 1, 2018 FDIC: Branch Opening Bank on FDIC BankFind
  31. Took effect Feb 14 2018
    Opened

    Progress Bank and Trust

    INLET BEACH BRANCH

    12805 US HIGHWAY 98 E, BUILDING A, INLET BEACH, FL 32461

    Recorded Feb 22, 2018 FDIC: Branch Opening Bank on FDIC BankFind
  32. Took effect Jan 22 2018
    Moved

    Wells Fargo Bank, National Association

    SANTA ROSA BEACH BRANCH

    2048 HIGHWAY 30A, SUITE 108, SANTA ROSA BEACH → 2010 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459

    Recorded Feb 7, 2018 FDIC: Change in Physical Location (FO or BR) Bank on FDIC BankFind
  33. Took effect Jan 1 2018
    New owner

    Community Bank of Mississippi

    MIRAMAR BEACH BRANCH

    12590 EMERALD COAST PARKWAY, MIRAMAR BEACH, FL 32550 · now listed under this bank

    Recorded Jan 9, 2018 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  34. Took effect Jun 23 2017
    Closed

    Whitney Bank

    MIRAMAR BEACH 98 BRANCH

    9637 U. S. HIGHWAY 98, MIRAMAR BEACH, FL 32550

    Recorded Aug 1, 2017 FDIC: Branch Closing Bank on FDIC BankFind
  35. Took effect Apr 28 2017
    New owner

    Whitney Bank

    MIRAMAR BEACH 98 BRANCH

    9637 U. S. HIGHWAY 98, MIRAMAR BEACH, FL 32550 · now listed under this bank

    Recorded May 1, 2017 FDIC: Branch Acquired in Merger/Consolidation/Failure Bank on FDIC BankFind
  36. Took effect Dec 5 2016
    Opened

    First Florida Bank

    FREEPORT BRANCH

    16542 US HIGHWAY 331 SOUTH, FREEPORT, FL 32439

    Recorded Dec 16, 2016 FDIC: Branch Opening Bank on FDIC BankFind
  37. Took effect Mar 1 2016
    Opened

    First NBC Bank

    MIRAMAR BEACH 98 BRANCH

    9637 U. S. HIGHWAY 98, MIRAMAR BEACH, FL 32550

    Recorded Apr 6, 2016 FDIC: Branch Opening Bank on FDIC BankFind

Listed today, by bank

From the FDIC's list of insured offices, read Nov 1, 2026. Addresses as the FDIC records them; check with the bank for hours.

Regions Bank 6
  • DEFUNIAK SPRINGS BRANCH 261 Us Highway 90 W, Defuniak Springs 32433
  • FREEPORT BRANCH 26 E. Main Street, Freeport 32439
  • PAXTON BRANCH 23259 Us Highway 331 N, Laurel Hill 32567
  • GRAND BLVD BRANCH 200 Grand Blvd, Miramar Beach 32550
  • ROSEMARY BEACH BRANCH 34 N Barrett Square, Panama City Beach 32461
  • SEAGROVE BEACH BRANCH 2587 S County Highway 395, Santa Rosa Beach 32459

This bank on FDIC BankFind

Trustmark Bank 6
  • DEFUNIAK SPRINGS BRANCH 993 Us Highway 31 South, Defuniak Springs 32435
  • FREEPORT BRANCH 16234 Us Highway 331 S, Freeport 32439
  • GULF PLACE BRANCH 1884 S County Highway 393, Santa Rosa Beach 32459
  • SEAGROVE BEACH BRANCH 4003 E County Highway 30a, Santa Rosa Beach 32459
  • MESSENGER SERVICE BRANCH 7700 Us Highway 98 W, Santa Rosa Beach 32459
  • BANKTRUST FLORIDA BRANCH Mack Bayou Road And U.S. Highway 98, Santa Rosa Beach 32459

This bank on FDIC BankFind

Renasant Bank 3
  • FREEPORT BRANCH 16542 Us Highway 331 S, Freeport 32439
  • MIRAMAR BEACH BRANCH 9461 Emerald Coast Pkwy W, Miramar Beach 32550
  • SANTA ROSA BEACH BRANCH 1727 S County Highway 393, Santa Rosa Beach 32459

This bank on FDIC BankFind

Capital City Bank 2
  • WATERSOUND ORIGINS OFFICE BRANCH 11275 Us Highway 98 E, Inlet Beach 32461
  • DUNE LAKES BRANCH 116 Mc Davis Blvd Suite 300, Santa Rosa Beach 32459

This bank on FDIC BankFind

Centennial Bank 2
  • SANTA ROSA BEACH BRANCH 321 S County Highway 393, Santa Rosa Beach 32459
  • SEAGROVE BRANCH 3921 E County Highway 30a, Santa Rosa Beach 32459

This bank on FDIC BankFind

FNBT BANK 2
  • DEFUNIAK SPRINGS BRANCH 11 State Highway 83, De Funiak Springs 32433
  • HIGHWAY 98 WEST BRANCH 11490 Us Highway 98 W, Destin 32550

This bank on FDIC BankFind

Gulf Coast Bank and Trust Company 2
  • GULF COAST BANK MORTGAGE DESTIN LOAN PRODUCTION OFFICE 12889 Emerald Coast Pkwy W, Destin 32550
  • MIRAMAR BRANCH 50 South Holiday Road, Miramar 32550

This bank on FDIC BankFind

PNB Community Bank 2
  • DEFUNIAK SPRINGS BRANCH 1452 Us Highway 331 S, Defuniak Springs 32435
  • FREEPORT BRANCH 15835 331 Business, Freeport 32439

This bank on FDIC BankFind

Truist Bank 2
  • DEFUNIAK SPRINGS BRANCH 1104 Us Highway 331 S, Defuniak Springs 32435
  • WATERCOLOR CROSSINGS BRANCH 49 Watercolor Way, Santa Rosa Beach 32459

This bank on FDIC BankFind

United Community Bank 2
  • INLET BEACH BRANCH 12805 Us Highway 98 E, Inlet Beach 32461
  • SANTA ROSA BEACH BRANCH 3063 Us Highway 98 W, Santa Rosa Beach 32459

This bank on FDIC BankFind

Wells Fargo Bank, National Association 2
  • SANDESTIN BRANCH 9435 Us Highway 98 W, Destin 32550
  • SANTA ROSA BEACH BRANCH 2010 Us Highway 98 W, Santa Rosa Beach 32459

This bank on FDIC BankFind

Ameris Bank 1
  • DEFUNIAK SPRINGS BRANCH 138 Us Highway 90 E, Defuniak Springs 32433

This bank on FDIC BankFind

Bank of England 1
  • BANK OF ENGLAND MORTGAGE 5410 E County Hwy 30-A, Suite 203, Santa Rosa Beach 32459

This bank on FDIC BankFind

BankPlus 1
  • MIRAMAR BEACH BRANCH 655 Grand Boulevard, Miramar 32550

This bank on FDIC BankFind

CCB Community Bank 1
  • DEFUNIAK SPRINGS BRANCH 732 Baldwin Ave, Defuniak Springs 32435

This bank on FDIC BankFind

Community Bank of Mississippi 1
  • MIRAMAR BEACH BRANCH 12590 Emerald Coast Pkwy W, Miramar Beach 32550

This bank on FDIC BankFind

First National Bank of Decatur County 1
  • MIRAMAR BEACH BRANCH 91 Scenic Gulf Dr, Miramar Beach 32550

This bank on FDIC BankFind

First Security Bank 1
  • SANTA ROSA BEACH BRANCH 151 East County Highway 30a, Santa Rosa Beach 32459

This bank on FDIC BankFind

Hancock Whitney Bank 1
  • SANTA ROSA BRANCH 111 N County Highway 393 Bldg 1, Santa Rosa Beach 32459

This bank on FDIC BankFind

The Huntington National Bank 1
  • DESTIN BRANCH 13331 Emerald Coast Pkwy W, Miramar Beach 32550

This bank on FDIC BankFind

United Fidelity Bank, fsb 1
  • DESTIN BRANCH 363 Old Highway 98, Destin 32550

This bank on FDIC BankFind