Okaloosa County, Florida
Bank branch openings, closings, moves and new owners the FDIC has recorded for Okaloosa County, and every FDIC-insured bank office the FDIC lists here today.
- Opened
- 1
- Closed
- 0
- Moved
- 0
- New owner
- 6
- Net
- +1
Changes that took effect in the last 12 months, recorded so far: the FDIC often records a change weeks or months late, so these counts can still grow. The bar shows openings (green) against closings (red). Office count from the FDIC office list, read Nov 1, 2026; a branch stays listed until its bank reports the closing. Credit unions are not included (most are federally insured by the NCUA, not the FDIC).
Every entry recorded since 2016
78 entries, newest recorded first.
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Took effect Apr 29 2026Opened
River Bank & Trust
DESTINE OFFICE BRANCH
36150 EMERALD COAST PKWY, DESTIN, FL 32541
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Took effect Feb 1 2026New owner
The Huntington National Bank
FORT WALTON BEACH BRANCH
32 BEAL PKWY NW, FORT WALTON BEACH, FL 32548 · now listed under this bank
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Took effect Jan 2 2026New owner
Pinnacle Bank
NICEVILLE BRANCH
1001 JOHN SIMS PKWY E, NICEVILLE, FL 32578 · now listed under this bank
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Took effect Jan 2 2026New owner
Pinnacle Bank
FORT WALTON BEACH BRANCH
71 BEAL PKWY NE, FORT WALTON BEACH, FL 32548 · now listed under this bank
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Took effect Jan 2 2026New owner
Pinnacle Bank
DESTIN MIDBAY BRANCH
34910 EMERALD COAST PKWY, DESTIN, FL 32541 · now listed under this bank
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Took effect Jan 2 2026New owner
Pinnacle Bank
BLUEWATER BAY BRANCH
4300 E HIGHWAY 20, NICEVILLE, FL 32578 · now listed under this bank
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Took effect Jan 2 2026New owner
Pinnacle Bank
NORTH CRESTVIEW BRANCH
1139 INDUSTRIAL DR, CRESTVIEW, FL 32539 · now listed under this bank
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Took effect Oct 17 2025Closed
Renasant Bank
DESTIN BRANCH
36254 EMERALD COAST PKWY, DESTIN, FL 32541
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Took effect Apr 1 2025ClosedLate record
Renasant Bank
DESTIN BRANCH
663 HIGHWAY 98 E, DESTIN, FL 32541
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Took effect Apr 1 2025New owner
Renasant Bank
MARY ESTHER BLVD. LPO BRANCH · Limited service - loan production
302 MARY ESTHER BLVD., MARY ESTHER, FL 32569 · now listed under this bank
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Took effect Apr 1 2025New owner
Renasant Bank
DESTIN BRANCH
663 HIGHWAY 98 E, DESTIN, FL 32541 · now listed under this bank
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Took effect Apr 1 2025New owner
Renasant Bank
FORT WALTON BRANCH
17 EGLIN PKWY SE, FORT WALTON BEACH, FL 32548 · now listed under this bank
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Took effect Apr 1 2025New owner
Renasant Bank
NICEVILLE BRANCH
100 ARMSTRONG AVE, NICEVILLE, FL 32578 · now listed under this bank
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Took effect Apr 1 2025New owner
Renasant Bank
DESTIN 98 PALMS BLVD BRANCH
2000 NINETY-EIGHT PALMS BLVD., DESTIN, FL 32541 · now listed under this bank
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Took effect Jan 7 2025Opened
Origin Bank
FORT WALTON BEACH BANKING CENTER BRANCH
212 RACETRACK ROAD NW, FORT WALTON BEACH, FL 32547
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Took effect Aug 14 2023ClosedLate record
Hancock Whitney Bank
NICEVILLE BRANCH
1003 - A JOHN SIMMS PARKWAY, NICEVILLE, FL 32578
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Took effect Aug 14 2023OpenedLate record
Hancock Whitney Bank
NICEVILLE FINANCIAL CENTER BRANCH
750 E. JOHN SIMS PKWY, NICEVILLE, FL 32578
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Took effect Sep 29 2023MovedLate record
SmartBank
DESTIN BRANCH
4405 COMMONS DR E, DESTIN → 34990 EMERALD COAST PKWY, DESTIN, FL 32541
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Took effect Aug 18 2023Closed
PNC Bank, National Association
EGLIN PARKWAY BRANCH
198 EGLIN PKWY NE, FORT WALTON BEACH, FL 32548
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Took effect Dec 2 2022ClosedLate record
The First Bank
420 NICEVILLE BRANCH
750 JOHN SIMS PKWY E, NICEVILLE, FL 32578
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Took effect Jun 30 2023Closed
The First Bank
418 MARY ESTHER BOULEVARD BRANCH
302 MARY ESTHER BLVD, MARY ESTHER, FL 32569
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Took effect Feb 16 2023OpenedLate record
The First Bank
MARY ESTHER BLVD. LPO BRANCH · Limited service - loan production
302 MARY ESTHER BLVD., MARY ESTHER, FL 32569
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Took effect Jan 3 2023New owner
United Community Bank
DESTIN FLORIDA BRANCH
35008 EMERALD COAST PARKWAY, DESTIN, FL 32541 · now listed under this bank
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Took effect Aug 1 2022New owner
The First Bank
DESTIN BRANCH
663 HIGHWAY 98 EAST, DESTIN, FL 32541 · now listed under this bank
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Took effect Aug 1 2022New owner
The First Bank
NICEVILLE BRANCH
100 ARMSTRONG AVENUE, NICEVILLE, FL 32578 · now listed under this bank
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Took effect Aug 1 2022New owner
The First Bank
FORT WALTON BRANCH
17 EGLIN PKWY SE, FORT WALTON BEACH, FL 32548 · now listed under this bank
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Took effect Jun 30 2022Closed
Synovus Bank
SOUTH CRESTVIEW BRANCH
2150 SOUTH FERDON BOULEVARD, CRESTVIEW, FL 32536
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Took effect Oct 29 2021ClosedLate record
Synovus Bank
WRIGHT BRANCH
815 BEAL PKWY NW, FORT WALTON BEACH, FL 32547
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Took effect Jun 1 2021MovedLate record
Renasant Bank
DESTIN BRANCH
36250 EMERALD COAST PARKWAY, DESTIN → 36254 EMERALD COAST PARKWAY, DESTIN, FL 32541
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Took effect May 12 2021ClosedLate record
Hancock Whitney Bank
CRESTVIEW SOUTHSIDE BRANCH
2541 SOUTH HIGHWAY 85, CRESTVIEW, FL 32536
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Took effect Mar 29 2022Closed
Truist Bank
DESTIN BRANCH
34990 EMERALD COAST PKWY, SUITE 100, DESTIN, FL 32541
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Took effect Jan 31 2022Closed
Union State Bank
DESTIN
978 AIRPORT ROAD, DESTIN, FL 32541
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Took effect Oct 8 2021New owner
PNC Bank, National Association
NICEVILLE BRANCH
1130 JOHN SIMS PKWY E, NICEVILLE, FL 32578 · now listed under this bank
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Took effect Oct 8 2021New owner
PNC Bank, National Association
DESTIN MIDBAY BRANCH
34905 EMERALD COAST PARKWAY, DESTIN, FL 32541 · now listed under this bank
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Took effect Oct 8 2021New owner
PNC Bank, National Association
RACETRACK BRANCH
101 RACETRACK ROAD NORTHWEST, FORT WALTON BEACH, FL 32547 · now listed under this bank
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Took effect Oct 8 2021New owner
PNC Bank, National Association
CRESTVIEW BRANCH
728 N FERDON BLVD, CRESTVIEW, FL 32536 · now listed under this bank
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Took effect Oct 8 2021New owner
PNC Bank, National Association
EGLIN PARKWAY BRANCH
198 EGLIN PARKWAY, N.E., FORT WALTON BEACH, FL 32548 · now listed under this bank
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Took effect Jun 7 2021MovedLate record
ServisFirst Bank
FT WALTON BEACH BRANCH
1500 FREEDOM SELF STORAGE RD, FORT WALTON BEACH → 316 RACETRACK RD NE, FORT WALTON BEACH, FL 32547
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Took effect Aug 27 2021Closed
Beach Bank
CRESTVIEW BRANCH
5131 SOUTH FERDON BOULEVARD, CRESTVIEW, FL 32536
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Took effect Nov 26 2019OpenedLate record
Gulf Coast Bank and Trust Company
GULF COAST BANK MORTGAGE DESTIN LPO BRANCH · Limited service - loan production
4201 INDIAN BAYOU TRAIL, DESTIN, FL 32541
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Took effect Apr 30 2021Closed
Synovus Bank
VALPARAISO BRANCH
23 JOHN SIMS PARKWAY, VALPARAISO, FL 32580
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Took effect Dec 31 2020ClosedLate record
BancorpSouth Bank
CRESTVIEW MORTGAGE OFFICE · Limited service - loan production
301 S. FERDON BLVD., SUITE A, CRESTVIEW, FL 32536
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Took effect Feb 10 2021Closed
Wells Fargo Bank, National Association
NICEVILLE BRANCH
4526 HIGHWAY 20 EAST, NICEVILLE, FL 32578
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Took effect Dec 5 2014OpenedLate record
FIDELITY BANK
NICEVILLE LPO BRANCH · Limited service - loan production
4591 E HIGHWAY 20, NICEVILLE, FL 32578
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Took effect Oct 16 2020New owner
United Fidelity Bank, fsb
FIRST CITY BANK OF FLORIDA BRANCH
135 PERRY AVENUE, S.E., FORT WALTON BEACH, FL 32548 · now listed under this bank
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Took effect Oct 16 2020New owner
United Fidelity Bank, fsb
DESTIN BRANCH
363 EAST U.S. HIGHWAY 98, DESTIN, FL 32541 · now listed under this bank
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Took effect Aug 3 2020Opened
ServisFirst Bank
FT WALTON BEACH BRANCH
1500 FREEDOM SELF STORAGE RD, FORT WALTON BEACH, FL 32547
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Took effect Mar 30 2012ClosedLate record
Hancock Bank
WESTWOOD BRANCH · Limited service - mobile/seasonal
1001 NW MAR WALT DRIVE, FORT WALTON BEACH, FL 32547
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Took effect Feb 28 2020Closed
Beach Community Bank
RACETRACK OFFICE BRANCH
3 RACETRACK ROAD NE, FORT WALTON BEACH, FL 32547
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Took effect Feb 28 2020Closed
Beach Community Bank
MARY ESTHER BRANCH
412 MARY ESTHER CUTOFF, N.W., FORT WALTON BEACH, FL 32548
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Took effect Dec 7 2019New owner
Truist Bank
FORT WALTON BEACH BRANCH
99 RACETRACK RD NW, FORT WALTON BEACH, FL 32547 · now listed under this bank
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Took effect Dec 7 2019New owner
Truist Bank
EMERALD COAST PARKWAY BRANCH
34901 EMERALD COAST PKWY, DESTIN, FL 32541 · now listed under this bank
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Took effect Oct 31 2019New owner
The First, A National Banking Association
NICEVILLE BRANCH
750 JOHN SIMS PKWY E, NICEVILLE, FL 32578 · now listed under this bank
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Took effect Oct 31 2019New owner
The First, A National Banking Association
DESTIN BRANCH
2000 NINETY-EIGHT PALMS BLVD., DESTIN, FL 32541 · now listed under this bank
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Took effect Oct 31 2019New owner
The First, A National Banking Association
MARY ESTHER BOULEVARD BRANCH
302 MARY ESTHER BLVD, MARY ESTHER, FL 32569 · now listed under this bank
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Took effect Sep 1 2019New owner
BancorpSouth Bank
FORT WALTON BEACH BRANCH
32 BEAL PARKWAY, NW, FORT WALTON BEACH, FL 32548 · now listed under this bank
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Took effect Aug 14 2019Opened
Community Bank of Mississippi
FORT WALTON BEACH BRANCH
448 EGLIN PARKWAY, FORT WALTON BEACH, FL 32547
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Took effect Dec 31 2018Moved
SunTrust Bank
FORT WALTON BEACH BRANCH
99 RACETRACK ROAD, FORT WALTON BEACH → 99 RACETRACK RD NW, FORT WALTON BEACH, FL 32547
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Took effect Jan 7 2019Opened
Renasant Bank
DESTIN BRANCH
36250 EMERALD COAST PARKWAY, DESTIN, FL 32541
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Took effect Sep 11 2018Opened
BancorpSouth Bank
CRESTVIEW MORTGAGE OFFICE · Limited service - loan production
301 S. FERDON BLVD., SUITE A, CRESTVIEW, FL 32536
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Took effect May 2 2018Closed
Wells Fargo Bank, National Association
MARY ESTHER BRANCH
101 MARY ESTHER BLVD, MARY ESTHER, FL 32569
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Took effect Apr 30 2018Opened
Bank of England
BANK OF ENGLAND MORTGAGE · Limited service - loan production
348 MIRACLE STRIP PWKY., SUITE 37, FORT WALTON BEACH, FL 32548
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Took effect Jan 1 2018New owner
Community Bank of Mississippi
CRESTVIEW BRANCH
345 EAST JAMES LEE BOULEVARD, CRESTVIEW, FL 32539 · now listed under this bank
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Took effect Nov 28 2017Closed
Bank of America, National Association
SHALIMAR BRANCH
1246 EGLIN PARKWAY, SHALIMAR, FL 32579
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Took effect Jun 23 2017Closed
Whitney Bank
DESTIN MAIN STREET BRANCH
125 MAIN STREET, DESTIN, FL 32541
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Took effect Jun 16 2017Closed
Whitney Bank
DOWNTOWN BRANCH
385 NORTH SPRING STREET, CRESTVIEW, FL 32536
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Took effect Jun 30 2017New owner
Progress Bank and Trust
DESTIN FLORIDA BRANCH
35008 EMERALD COAST PARKWAY, DESTIN, FL 32541 · now listed under this bank
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Took effect Nov 15 2016ClosedLate record
Bank of America, National Association
INSTORE WAL-MART CRESTVIEW BRANCH · Full service - retail
3351 SOUTH FERDON BOULEVARD, CRESTVIEW, FL 32536
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Took effect Apr 28 2017New owner
Whitney Bank
DOWNTOWN BRANCH
385 NORTH SPRING STREET, CRESTVIEW, FL 32536 · now listed under this bank
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Took effect Apr 28 2017New owner
Whitney Bank
CRESTIVEW CENTRAL BRANCH
1301 INDUSTRIAL DRIVE NORTH, CRESTVIEW, FL 32539 · now listed under this bank
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Took effect Apr 28 2017New owner
Whitney Bank
DESTIN MAIN STREET BRANCH
125 MAIN STREET, DESTIN, FL 32541 · now listed under this bank
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Took effect Apr 28 2017New owner
Whitney Bank
CRESTVIEW SOUTHSIDE BRANCH
2541 SOUTH HIGHWAY 85, CRESTVIEW, FL 32536 · now listed under this bank
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Took effect Jul 29 2016Closed
First City Bank of Florida
SUN PLAZA BRANCH
417-F MARY ESTHER BLVD, FORT WALTON BEACH, FL 32548
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Took effect Jul 29 2016Closed
First City Bank of Florida
RACETRACK ROAD BRANCH
24 RACETRACK ROAD, N.E., FORT WALTON BEACH, FL 32548
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Took effect Jun 24 2016Closed
Trustmark National Bank
CRESTVIEW BRANCH
1239 FERDON BLVD, CRESTVIEW, FL 32536
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Took effect Jun 6 2016Opened
First Partners Bank
DESTIN FLORIDA BRANCH
35008 EMERALD COAST PARKWAY, DESTIN, FL 32541
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Took effect Mar 1 2016Opened
First NBC Bank
DESTIN MAIN STREET BRANCH
125 MAIN STREET, DESTIN, FL 32541
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Took effect Dec 31 2015Closed
FNBT BANK
OCEAN CITY BRANCH
448 NORTH EGLIN PARKWAY, FORT WALTON BEACH, FL 32547
Listed today, by bank
From the FDIC's list of insured offices, read Nov 1, 2026. Addresses as the FDIC records them; check with the bank for hours.
FNBT BANK 8
- CRESTVIEW BRANCH 885 S Ferdon Blvd, Crestview 32536
- DESTIN BRANCH 415 Highway 98 E, Destin 32541
- FNBT BANK (main office) 29 Eglin Pkwy Ne, Fort Walton Beach 32548
- FORT WALTON MAIN BRANCH 29 Eglin Pkwy Ne, Fort Walton Beach 32548
- HULBURT FIELD BRANCH 108 Lielmanis Ave, Hurlburt Field 32544
- MARY ESTHER BRANCH 3 Mary Esther Cutoff, Mary Esther 32569
- NICEVILLE BRANCH 1065 John Sims Pkwy E, Niceville 32578
- SHALIMAR BRANCH 1104 N Eglin Pkwy, Shalimar 32579
Regions Bank 7
- CRESTVIEW BRANCH 2355 S Ferdon Blvd, Crestview 32536
- DESTIN MAIN BRANCH 100 Main St, Destin 32541
- KELLY PLANTATION BRANCH 34725 Emerald Coast Pkwy, Destin 32541
- FT WALTON MAIN BRANCH 25 Beal Pkwy Ne, Fort Walton Beach 32548
- MARY ESTHER CUTOFF BRANCH 420 Mary Esther Blvd, Mary Esther 32569
- NICEVILLE 1200 JOHN SIMS PKWY BRANCH 1200 John Sims Pkwy E, Niceville 32578
- SHALIMAR BRANCH 1248 N Eglin Pkwy, Shalimar 32579
Pinnacle Bank 5
- NORTH CRESTVIEW BRANCH 1139 Industrial Dr, Crestview 32539
- DESTIN MIDBAY BRANCH 34910 Emerald Coast Pkwy, Destin 32541
- FORT WALTON BEACH BRANCH 71 Beal Pkwy Ne, Fort Walton Beach 32548
- NICEVILLE BRANCH 1001 John Sims Pkwy E, Niceville 32578
- BLUEWATER BAY BRANCH 4300 E Highway 20, Niceville 32578
Hancock Whitney Bank 4
- CRESTVIEW MAIN FINANCIAL BRANCH 1301 Industrial Dr, Crestview 32539
- DESTIN BRANCH 14075 Emerald Coast Pkwy, Destin 32541
- FORT WALTON FINANCIAL CENTER BRANCH 94 Eglin Pkwy Ne, Fort Walton Beach 32548
- NICEVILLE FINANCIAL CENTER BRANCH 750 E. John Sims Pkwy, Niceville 32578
PNC Bank, National Association 4
- CRESTVIEW BRANCH 728 N Ferdon Blvd, Crestview 32536
- DESTIN MIDBAY BRANCH 34905 Emerald Coast Pkwy, Destin 32541
- RACETRACK BRANCH 101 Racetrack Rd Nw, Fort Walton Beach 32547
- NICEVILLE BRANCH 1130 John Sims Pkwy E, Niceville 32578
Renasant Bank 4
- DESTIN 98 PALMS BLVD BRANCH 2000 Ninety-Eight Palms Blvd., Destin 32541
- FORT WALTON BRANCH 17 Eglin Pkwy Se, Fort Walton Beach 32548
- MARY ESTHER BLVD. LPO BRANCH 302 Mary Esther Blvd., Mary Esther 32569
- NICEVILLE BRANCH 100 Armstrong Ave, Niceville 32578
Bank of America, National Association 3
- DESTIN BRANCH 1014 Highway 98 E, Destin 32541
- FORT WALTON BEACH BRANCH 189 Eglin Pkwy Ne, Fort Walton Beach 32548
- BLUEWATER BAY BRANCH 4500 E Highway 20, Niceville 32578
Wells Fargo Bank, National Association 3
- CRESTVIEW BRANCH 320 N Ferdon Blvd, Crestview 32536
- DESTIN WEST BRANCH 34877 Emerald Coast Pkwy, Destin 32541
- FORT WALTON BEACH BRANCH 91 Racetrack Rd Nw, Fort Walton Beach 32547
CCB Community Bank 2
- NORTH FERDON BOULEVARD BRANCH 1290 N Ferdon Blvd, Crestview 32536
- CCB - NICEVILLE BRANCH 1502 John Sims Pkwy E, Niceville 32578
Community Bank of Mississippi 2
- CRESTVIEW BRANCH 345 E James Lee Blvd, Crestview 32539
- FORT WALTON BEACH BRANCH 448 Eglin Pkwy Ne, Fort Walton Beach 32547
Gulf Coast Bank and Trust Company 2
- GULF COAST BANK MORTGAGE DESTIN LPO BRANCH 4201 Indian Bayou Trl, Destin 32541
- GULF COAST BANK MORTGAGE FORT WALTON BEACH LOAN PRODUCTION OFFICE 348 Miracle Strip Pkwy Sw, Fort Walton Beach 32548
Truist Bank 2
- EMERALD COAST PARKWAY BRANCH 34901 Emerald Coast Pkwy, Destin 32541
- FORT WALTON BEACH BRANCH 99 Racetrack Rd Nw, Fort Walton Beach 32547
Trustmark Bank 2
- WEST DESTIN MAIN BRANCH 16045 Emerald Coast Pkwy, Destin 32541
- NICEVILLE BRANCH 799 John Sims Pkwy E, Niceville 32578
Bank of England 1
- BANK OF ENGLAND MORTGAGE 348 Miracle Strip Pwky., Suite 37, Fort Walton Beach 32548
MidSouth Bank 1
- FORT WALTON BEACH BRANCH 768 Beal Pkwy N, Fort Walton Beach 32547
Origin Bank 1
- FORT WALTON BEACH BANKING CENTER BRANCH 212 Racetrack Road Nw, Fort Walton Beach 32547
PNB Community Bank 1
- PNB Community Bank (main office) 1020 John Sims Pkwy E, Niceville 32578
River Bank & Trust 1
- DESTINE OFFICE BRANCH 36150 Emerald Coast Pkwy, Destin 32541
ServisFirst Bank 1
- FT WALTON BEACH BRANCH 316 Racetrack Rd Ne, Fort Walton Beach 32547
The Huntington National Bank 1
- FORT WALTON BEACH BRANCH 32 Beal Pkwy Nw, Fort Walton Beach 32548
United Community Bank 1
- DESTIN FLORIDA BRANCH 35008 Emerald Coast Pkwy, Destin 32541
United Fidelity Bank, fsb 1
- FORT WALTON BRANCH 135 Perry Ave Se, Fort Walton Beach 32548