Bay County, Florida
Bank branch openings, closings, moves and new owners the FDIC has recorded for Bay County, and every FDIC-insured bank office the FDIC lists here today.
- Opened
- 1
- Closed
- 1
- Moved
- 0
- New owner
- 2
- Net
- 0
Changes that took effect in the last 12 months, recorded so far: the FDIC often records a change weeks or months late, so these counts can still grow. The bar shows openings (green) against closings (red). Office count from the FDIC office list, read Nov 1, 2026; a branch stays listed until its bank reports the closing. Credit unions are not included (most are federally insured by the NCUA, not the FDIC).
Every entry recorded since 2016
63 entries, newest recorded first.
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Took effect May 15 2026Closed
ServisFirst Bank
PANAMA CITY BRANCH
1022 W. 23RD STREET, PANAMA CITY, FL 32405
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Took effect May 16 2026Opened
ServisFirst Bank
PANAMA CITY BRANCH
2402 STATE AVE, PANAMA CITY, FL 32405
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Took effect Feb 1 2026New owner
The Huntington National Bank
PANAMA CITY BEACH BRANCH
600 GRAND PANAMA BLVD, PANAMA CITY BEACH, FL 32407 · now listed under this bank
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Took effect Feb 1 2026New owner
The Huntington National Bank
PANAMA CITY BRANCH
101 W 23RD ST, PANAMA CITY, FL 32405 · now listed under this bank
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Took effect May 30 2025Closed
Hancock Whitney Bank
PANAMA CITY BUSINESS FINANCIAL CENTER
1022 W 23RD ST, PANAMA CITY, FL 32405
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Took effect Apr 9 2025Moved
Regions Bank
2405 THOMAS DR PANAMA CITY BRANCH
2405 THOMAS DR, PANAMA CITY → 2405 NAVY BOULEVARD, PANAMA CITY, FL 32408
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Took effect Apr 1 2025New owner
Renasant Bank
PANAMA CITY BRANCH
701 HARRISON AVE, PANAMA CITY, FL 32401 · now listed under this bank
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Took effect Mar 14 2022MovedLate record
First Federal Bank
FIRST FEDERAL BANK OF FLORIDA BRANCH
415 RICHARD JACKSON BLVD, PANAMA CITY → 704 23RD STREET WEST, PANAMA CITY, FL 32405
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Took effect Jan 13 2025Opened
Capital City Bank
WEST BAY OFFICE BRANCH
8403 WEST BAY PARKWAY, PANAMA CITY BEACH, FL 32413
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Took effect Aug 31 2024Opened
First National Bank Northwest Florida
FIRST NATIONAL BANK NORTHWEST FLORIDA BRANCH
101 E 23RD ST, PANAMA CITY, FL 32405
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Took effect Aug 31 2024Closed
First National Bank Northwest Florida
PANAMA CITY BEACH BRANCH
12501 HUTCHISON BLVD, PANAMA CITY BEACH, FL 32407
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Took effect Mar 31 2023MovedLate record
Centennial Bank
MEXICO BEACH BRANCH
101 15TH STREET, MEXICO BEACH → 101 15TH ST, MEXICO BEACH, FL 32456
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Took effect Nov 2 2020MovedLate record
Hancock Whitney Bank
HWY 77 BRANCH
2329 MARTIN LUTHER KING JR BLVD, PANAMA CITY → 2305 HIGHWAY 77, PANAMA CITY, FL 32405
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Took effect Jun 23 2008MovedLate record
Regions Bank
CALLAWAY BRANCH
, → 730 N TYNDALL PKWY, CALLAWAY, FL 32404
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Took effect Dec 11 2023Opened
Capital City Bank
LYNN HAVEN BRANCH
3436 HIGHWAY 77, SUITE B, PANAMA CITY, FL 32405
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Took effect Nov 17 2023Closed
United Community Bank
PANAMA CITY BRANCH
107 W 23RD ST, PANAMA CITY, FL 32405
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Took effect Nov 20 2023Opened
United Community Bank
PANAMA CITY BRANCH
1805 W. 23RD ST., PANAMA CITY, FL 32405
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Took effect Apr 3 2023OpenedLate record
ServisFirst Bank
PANAMA CITY BRANCH
1022 W. 23RD STREET, PANAMA CITY, FL 32405
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Took effect Mar 28 2023Closed
Truist Bank
PANAMA CITY DOWNTOWN BRANCH
638 HARRISON AVENUE, PANAMA CITY, FL 32401
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Took effect Mar 28 2023Closed
Truist Bank
PANAMA CITY DOWNTOWN DRIVE IN BRANCH · Limited service - drive thru/detached facility
610 LUVERNE AVENUE, PANAMA CITY, FL 32401
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Took effect Mar 27 2023Opened
PeoplesSouth Bank
PANAMA CITY BEACH BRANCH
23044 PANAMA CITY BEACH PARKWAY, PANAMA CITY BEACH, FL 32413
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Took effect Jan 3 2023New owner
United Community Bank
PANAMA CITY BRANCH
107 W 23RD ST. SUITE W-4, PANAMA CITY, FL 32405 · now listed under this bank
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Took effect Mar 22 2022OpenedLate record
Progress Bank and Trust
PANAMA CITY BRANCH
107 W 23RD ST. SUITE W-4, PANAMA CITY, FL 32405
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Took effect Sep 1 2019MovedLate record
BancorpSouth Bank
PANAMA CITY BRANCH
, → 101 WEST 23RD ST., PANAMA CITY, FL 32405
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Took effect Mar 30 2021Closed
Truist Bank
PANAMA CITY LYNN HAVEN BRANCH
2698 MARTIN LUTHER KING JR. BLVD, PANAMA CITY, FL 32405
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Took effect Jan 12 2021Closed
Trustmark National Bank
DOWNTOWN DRIVE IN BRANCH · Limited service - drive thru/detached facility
507 JENKS AVE, PANAMA CITY, FL 32401
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Took effect Jan 13 2021Opened
MidSouth Bank
PANAMA CITY BEACH BRANCH
12851 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32407
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Took effect May 4 2020Opened
Capital City Bank
BREAKFAST POINT BRANCH
10000 PANAMA CITY BEACH PARKWAY, PANAMA CITY BEACH, FL 32407
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Took effect Sep 13 2019ClosedLate record
SmartBank
PANAMA CITY LPO · Limited service - loan production
243 SOUTHWOOD DRIVE, PANAMA CITY, FL 32405
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Took effect Jan 21 2020Moved
Community Bank of Mississippi
PANAMA CITY BEACH BRANCH
100 RICHARD JACKSON BOULEVARD, SUITE 100, PANAMA CITY BEACH → 11341 PANAMA CITY BEACH PARKWAY, PANAMA CITY BEACH, FL 32407
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Took effect Dec 7 2019New owner
Truist Bank
PANAMA CITY DOWNTOWN DRIVE IN BRANCH · Limited service - drive thru/detached facility
610 LUVERNE AVENUE, PANAMA CITY, FL 32401 · now listed under this bank
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Took effect Dec 7 2019New owner
Truist Bank
23RD STREET BRANCH
511 WEST 23RD STREET, PANAMA CITY, FL 32405 · now listed under this bank
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Took effect Dec 7 2019New owner
Truist Bank
PANAMA CITY DOWNTOWN BRANCH
638 HARRISON AVENUE, PANAMA CITY, FL 32401 · now listed under this bank
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Took effect Oct 31 2019New owner
The First, A National Banking Association
PANAMA CITY BRANCH
701 HARRISON AVE, PANAMA CITY, FL 32401 · now listed under this bank
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Took effect Sep 16 2019Opened
Hancock Whitney Bank
LYNN HAVEN FINANCIAL CENTER
2105 HIGHWAY 77 SOUTH, LYNN HAVEN, FL 32444
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Took effect Sep 16 2019Opened
SmartBank
PANAMA CITY HIGHWAY 77 BRANCH
2713 HIGHWAY 77, PANAMA CITY, FL 32405
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Took effect Sep 13 2019Closed
SmartBank
PANAMA CITY BRANCH
2411 JENKS AVE, PANAMA CITY, FL 32405
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Took effect Sep 1 2019New owner
BancorpSouth Bank
PANAMA CITY BRANCH
101 WEST 23RD ST., PANAMA CITY, FL 32405 · now listed under this bank
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Took effect Sep 1 2019New owner
BancorpSouth Bank
PANAMA CITY BEACH BRANCH
600 GRAND PANAMA BLVD, PANAMA CITY BEACH, FL 32407 · now listed under this bank
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Took effect Oct 10 2018ClosedLate record
PeoplesSouth Bank
MEXICO BEACH BRANCH
1202 HWY 98, MEXICO BEACH, FL 32456
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Took effect Jan 8 2019Moved
Hancock Whitney Bank
HWY 77 BRANCH
2305 HWY 77, PANAMA CITY → 2329 MARTIN LUTHER KING JR BLVD, PANAMA CITY, FL 32405
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Took effect Nov 27 2018Moved
First Federal Bank
FIRST FEDERAL BANK OF FLORIDA BRANCH
1002 WEST 23RD STREET SUITE 110, PANAMA CITY → 415 RICHARD JACKSON BLVD, PANAMA CITY, FL 32407
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Took effect Aug 31 2018Opened
SmartBank
PANAMA CITY LPO · Limited service - loan production
243 SOUTHWOOD DRIVE, PANAMA CITY, FL 32405
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Took effect Aug 1 2018Opened
Community Bank of Mississippi
W. 23RD STREET BRANCH
1602 W. 23RD STREET, PANAMA CITY, FL 32405
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Took effect Aug 1 2013ClosedLate record
Hancock Bank
CORPORATE FINANCIAL BRANCH
1002 WEST 23RD STREET, PANAMA CITY, FL 32405
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Took effect Apr 1 2011ClosedLate record
Hancock Bank
HANCOCK CENTER MOTOR BANK BRANCH · Limited service - drive thru/detached facility
1022 WEST 23RD ST, PANAMA CITY, FL 32405
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Took effect Jan 15 2018Opened
First Florida Bank
PANAMA CITY BRANCH
701 HARRISON AVE, PANAMA CITY, FL 32401
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Took effect Jan 1 2018New owner
Community Bank of Mississippi
PANAMA CITY BEACH BRANCH
100 RICHARD JACKSON BOULEVARD, SUITE 100, PANAMA CITY BEACH, FL 32407 · now listed under this bank
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Took effect Mar 17 2012OpenedLate record
Trustmark National Bank
DOWNTOWN DRIVE IN BRANCH · Limited service - drive thru/detached facility
507 JENKS AVE, PANAMA CITY, FL 32401
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Took effect Jan 18 2017OpenedLate record
SmartBank
PANAMA CITY BRANCH
2411 JENKS AVE, PANAMA CITY, FL 32405
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Took effect Jan 3 2017OpenedLate record
Trustmark National Bank
PANAMA CITY MAIN BRANCH
144 HARRISON AVE, PANAMA CITY, FL 32401
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Took effect May 9 2017Closed
SunTrust Bank
PANAMA CITY BEACH BRANCH
10520 HUTCHISON BOULEVARD, PANAMA CITY BEACH, FL 32407
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Took effect Jul 1 2016MovedLate record
Regions Bank
LYNN HAVEN SOUTH BRANCH
2320 SOUTH U.S. HIGHWAY 77, LYNN HAVEN → 2320 S. HIGHWAY 77, LYNN HAVEN, FL 32444
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Took effect May 30 2017Closed
SunTrust Bank
LYNN HAVEN BRANCH
700 FLORIDA AVENUE, LYNN HAVEN, FL 32444
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Took effect Dec 30 2016Closed
Trustmark National Bank
BAY-HARRISON AVENUE BRANCH
509 HARRISON AVENUE, PANAMA CITY, FL 32401
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Took effect Sep 3 2015ClosedLate record
Armed Forces Bank, National Association
TYNDALL BRANCH · Full service - retail
BLDG 950 220 MALL LANE, TYNDALL AFB, FL 32403
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Took effect Jul 13 2016Opened
First Federal Bank of Florida
FIRST FEDERAL BANK OF FLORIDA BRANCH
1002 WEST 23RD STREET SUITE 110, PANAMA CITY, FL 32405
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Took effect May 9 2016Moved
Regions Bank
ST. ANDREWS BRANCH
2901 WEST 23RD STREET, PANAMA CITY → 3109 W. 23RD STREET, PANAMA CITY, FL 32405
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Took effect Apr 18 2016Opened
Whitney Bank
HANCOCK CENTER BFC
1022 WEST 23RD STREET, PANAMA CITY, FL 32405
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Took effect Aug 6 2015ClosedLate record
Centennial Bank
EDGEWATER BRANCH
415 RICHARD JACKSON BLVD, PANAMA CITY BEACH, FL 32407
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Took effect Aug 6 2015ClosedLate record
Centennial Bank
HARRISON BRANCH
701 HARRISON AVENUE, PANAMA CITY, FL 32401
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Took effect Aug 6 2015ClosedLate record
Centennial Bank
CALLAWAY BRANCH
123 N TYNDALL PKWY, CALLAWAY, FL 32404
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Took effect Jul 10 2015ClosedLate record
Centennial Bank
23RD STREET BRANCH
1002 WEST 23RD STREET, PANAMA CITY, FL 32405
Listed today, by bank
From the FDIC's list of insured offices, read Nov 1, 2026. Addresses as the FDIC records them; check with the bank for hours.
Regions Bank 9
- CALLAWAY BRANCH 730 N Tyndall Pkwy, Callaway 32404
- LYNN HAVEN SOUTH BRANCH 2320 S Highway 77, Lynn Haven 32444
- 2405 THOMAS DR PANAMA CITY BRANCH 2405 Navy Boulevard, Panama City 32408
- ST ANDREWS BRANCH 3109 W 23rd St, Panama City 32405
- PANAMA CITY MAIN BRANCH 469 W 23rd St, Panama City 32405
- HARRISON AVE BRANCH 800 Harrison Ave, Panama City 32401
- MIDDLE BEACH RD BRANCH 10800 Hutchinson Boulevard, Panama City Beach 32407
- BREAKFAST POINT BRANCH 11540 Panama City Beach Pkwy, Panama City Beach 32407
- PIER PARK BRANCH 15501 Panama City Beach Pkwy, Panama City Beach 32413
Trustmark Bank 7
- LYNN HAVEN BRANCH 2315 State Highway 77, Lynn Haven 32444
- PANAMA CITY MAIN BRANCH 144 Harrison Ave, Panama City 32401
- PANAMA CITY JENKS BRANCH 220 W 19th St, Panama City 32405
- Y SHOPPING CENTER BRANCH 17255 Panama City Beach Pkwy, Panama City Beach 32413
- THOMAS DRIVE BRANCH 2305 Thomas Dr, Panama City Beach 32408
- PANAMA CITY BEACH BRANCH 7522 Front Beach Rd, Panama City Beach 32407
- CALLAWAY-PARKER BRANCH 114 S Tyndall Pkwy, Parker 32404
Centennial Bank 6
- MEXICO BEACH BRANCH 101 15th St, Mexico Beach 32456
- PANAMA CITY MAIN BRANCH 2200 Stanford Rd, Panama City 32405
- LYNN HAVEN BRANCH 635 E Baldwin Rd, Panama City 32405
- COURIER SERVICE BRANCH 12141 Panama City Beach Pkwy, Panama City Beach 32407
- PANAMA CITY BEACH BRANCH 12141 Panama City Beach Pkwy, Panama City Beach 32407
- THOMAS DRIVE BRANCH 2515 Thomas Dr, Panama City Beach 32408
PeoplesSouth Bank 4
- LYNN HAVEN BRANCH 630 Ohio Ave, Lynn Haven 32444
- PANAMA CITY BRANCH 400 W 23rd St, Panama City 32405
- CALLAWAYBRANCH 607 S Tyndall Pkwy, Panama City 32404
- PANAMA CITY BEACH BRANCH 23044 Panama City Beach Pkwy, Panama City Beach 32413
Ameris Bank 3
- LYNN HAVEN BRANCH 2606 S Highway 77, Lynn Haven 32444
- PANAMA CITY BRANCH 450 E 23rd St, Panama City 32405
- PANAMA CITY BEACH BRANCH 11790 Panama City Beach Pkwy, Panama City Beach 32407
Capital City Bank 3
- LYNN HAVEN BRANCH 3436 Highway 77, Suite B, Panama City 32405
- BREAKFAST POINT BRANCH 10000 Panama City Beach Pkwy, Panama City Beach 32407
- WEST BAY OFFICE BRANCH 8403 West Bay Parkway, Panama City Beach 32413
Hancock Whitney Bank 3
- LYNN HAVEN FINANCIAL CENTER 2105 S Highway 77, Lynn Haven 32444
- EDGEWATER BRANCH 11701 Panama City Beach Pkwy, Panama City 32407
- HWY 77 BRANCH 2305 Highway 77, Panama City 32405
Wells Fargo Bank, National Association 3
- PANAMA CITY MAIN BRANCH 112 W 23rd St, Panama City 32405
- CARILLON BEACH BRANCH 23046 Panama City Beach Pkwy, Panama City Beach 32413
- THOMAS DRIVE BRANCH 2509 Thomas Dr, Panama City Beach 32408
Community Bank of Mississippi 2
- W. 23RD STREET BRANCH 1602 W 23rd St, Panama City 32405
- PANAMA CITY BEACH BRANCH 11341 Panama City Beach Pkwy, Panama City Beach 32407
MidSouth Bank 2
- PANAMA CITY BRANCH 1418 W 23rd St, Panama City 32405
- PANAMA CITY BEACH BRANCH 12851 Panama City Beach Pkwy, Panama City Beach 32407
The Huntington National Bank 2
- PANAMA CITY BRANCH 101 W 23rd St, Panama City 32405
- PANAMA CITY BEACH BRANCH 600 Grand Panama Blvd, Panama City Beach 32407
Truist Bank 2
- 23RD STREET BRANCH 511 W 23rd St, Panama City 32405
- PANAMA CITY BEACH BRANCH 11400 Panama City Beach Pkwy, Panama City Beach 32407
First Federal Bank 1
- FIRST FEDERAL BANK OF FLORIDA BRANCH 415 N Richard Jackson Blvd, Panama City 32407
SmartBank 1
- PANAMA CITY HIGHWAY 77 BRANCH 2713 Highway 77, Panama City 32405
Southeast First National Bank 1
- HUTCHISON BOULEVARD BRANCH 12720 Hutchison Blvd, Panama City 32407
United Community Bank 1
- PANAMA CITY BRANCH 1805 W. 23rd St., Panama City 32405